Adam has worked in finance in Dubbo since 2006 and first went out on his own in 2013, trading as Western Plains Finance Centre. He was then lucky enough to be offered a position in Adelaide — so he and his family packed up and left Dubbo for South Australia.
While he was in Adelaide, a more senior role came up in Melbourne. They packed up a second time, and Adam spent a couple of years there working at a scale and complexity you simply don't come across in a regional office. The intention was always to bring that experience home.
They came back to Dubbo in 2017, where Adam started Regional Finance Brokers with a laptop, a mobile phone, a website and not a single client.
Today the business manages more than 700 active home loans across Dubbo, the Central West and the rest of Australia. It was renamed Dubbo Mortgage Brokers in 2023, and it remains 100% locally owned and family run.
The rename wasn't cosmetic. Adam had decided to stop trying to be all things to all people and instead become genuinely expert in one thing, in one place: residential mortgages, in Dubbo and the Central West.
That narrowing has paid off in the way that matters most to a client — you'll usually get a straight answer to a difficult question on the first phone call, rather than a promise to look into it and come back to you. When you write nothing but residential loans in one region, you've almost certainly seen your situation before.
Before finance, Adam spent ten years as a graphic designer with the Daily Telegraph. He still brings an eye for how things are put together to a business most people find confusing to look at.
His view is that brokers matter more in the regions than in the cities. Branches keep closing across the Central West, and the ones still open can only offer their own products. Having someone local, who knows the market and who you can actually get hold of, counts for more than it used to.
Qualifications and recognition
• Certificate IV in Finance & Mortgage Broking
• Diploma of Finance & Mortgage Broking
• Appointed Justice of the Peace, New South Wales
• SFG Top 50 Mortgage Brokers in Australia, 2024 — from more than 1,500 brokers nationally
• Regional NSW Brokerage of the Year finalist, 2024
• CBA Platinum Broker
• Regional Broker of the Year nominations, 2019 to 2023
What Adam helps with
• Complex and non-standard applications, including where a bank has already said no
• Self-employed and small business borrowers
• Investment lending and portfolio structure
• Construction and building finance
• Refinancing and repricing existing loans
Outside work
Adam lives in Dubbo with his wife and their two daughters, who both attend local schools, and two golden retrievers. He has a love of good food and wine, and brings the same enthusiasm to helping people across the Central West sort out their finance.
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Michael Skupien
Can't speak highly enough of Adam and the team at Dubbo Mortgage Brokers. They kept us in the loop the whole time and were always reachable if we had questions.
Ashlea Skupien
We honestly can’t say enough good things about our experience with Dubbo Mortgage Brokers. Our situation was complex and far from cookie cutter, but Adam made the whole process feel easy and completely stress-free. His knowledge and experience really stood out, and we always felt like we were in safe hands. Adam and Brad went above and beyond to get us exactly what we were hoping for, and even saved us money along the way. Nothing ever felt like too much trouble, and they were so easy to deal with from start to finish. If you’re looking for someone who genuinely cares and knows what they’re doing, we couldn’t recommend them more highly.
Donna P
Adam and the team are the only ones you want looking after you! Honestly can’t fault them, they look after everything, trustworthy and great communicators. Decent humans and no BS!
Brett Fisher
My experience with adam and the team was exceptional, never a problem to answer any questions & made the process feel alot less stressful then it actually is!! Definitely 100% recommend adam and his team
Macy Everingham
I highly recommend Dubbo Mortgage Brokers to anyone wanting to start the process of purchasing a home. Their support was invaluable, and we couldn't be happier with the service we received. As first home buyers, we were understandably nervous and had many questions. Adam guided us through the entire process with patience and expertise, making what could have been a very stressful experience smooth and manageable.
Kylie Nicholson
If you don’t consider these guys for your Home Loan, Car loan or refinancing needs you’ll be sorry. Adam, Brad and Caitlin were helpful, friendly and know there stuff. They have changed mine and my children’s lives and I am forever grateful for their support! Do yourself a favour and give them a call!
Specialties
First Home Buyers
Land & Construction
Refinancing
Investment
Memberships
Finance Brokers Association of Australia (FBAA)
Qualifications
Diploma of Finance & Mortgage Broking Management
Certificate IV in Mortgage & Finance Broking
Justice of the Peace (JP)
Experience
Lender Count: 13
Broker Since: https://dubbomortgagebrokers.com.au/