With more than 17 years’ experience in finance and lending, I help clients make confident property and finance decisions — whether they’re buying their first home, building an investment portfolio, restructuring existing debt or working through a more complex lending scenario.
Based at VSMA Finance in Melbourne, I work with clients throughout Victoria and across Australia, combining experience, lender knowledge and practical strategy to find solutions that genuinely suit each client’s position — rather than simply placing a loan.
My areas of expertise include:
Residential home loans
Property investment finance
Refinancing and debt restructuring
Bridging finance
Debt recycling strategies
Commercial and business finance
SMSF property lending
Complex lending and portfolio structures
Having access to the largest panel of banks, specialist and non-bank lenders means I can look beyond a single lender or product and assess the bigger picture — including structure, flexibility, pricing and where your plans may take you next.
A large part of my business comes from repeat clients and referrals, and I’m proud to have helped people through multiple stages of their property journey — from their first purchase through to investments, upgrades, refinancing and more sophisticated lending strategies.
I believe good broking is about more than getting an approval. It’s about being accessible, explaining things clearly, solving problems when they arise and giving clients a strategy they can understand and feel comfortable with.
If we’ve worked together previously, I’d genuinely appreciate you sharing your experience by leaving a review. Client feedback helps others understand what it’s like to work with me and allows me to continue building my business through the people I’ve had the privilege of assisting.
And if you’re considering your next property purchase, refinance or finance strategy, feel free to get in touch for a conversation.
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Sheona Williams
We wish to thank Sam, Alex, Rebecca and the VSMA team for helping us acquire our investment property! From the first online meeting when it was just an idea, and then throughout the entire process, we have been guided and reassured to make our dream of building an investment property come into reality! Thank you for your advice, professionalism, friendliness, dealing with our queries, emails, and phone calls. From start to finish, the build went seamlessly. We highly recommend VSMA to anyone looking to build an investment property!
Ashwanth Nicklesh
I cannot speak highly enough of my experience working with VSMA. In a world often driven purely by transactions, Sam and his incredible team are a breath of fresh air – genuinely value-driven and truly focused on their clients' well-being. From the very beginning, the trust they built with us was paramount. Our Relationship Manager, Lara, and our Loan Partner, Alex, took the time to deeply understand our personal situation. They didn't just provide information; they carefully shared insightful knowledge about the property market, cutting through the noise and ambiguity to empower us to choose the absolute best investment for our needs. Their expertise truly shone through with our land and build package in QLD. Their projections around rentals have not only been accurate but have actually exceeded our expectations, which is incredibly impressive. Communication with VSMA has been nothing short of wonderful. It's clear that for them, helping clients achieve their goals is the primary driver, with commercial success being a natural byproduct. This genuine, well-wishing approach is rare and deeply appreciated. I'm so grateful to have met Sam and his team. Partnering with VSMA feels less like a business relationship and more like an extension of family. I am genuinely looking forward to working with them on an ongoing basis and highly recommend them to anyone seeking a trustworthy and value-driven property partner.
Donna Cross
Working with VSMA has been a fantastic experience. Sam, Lara, and Alex were professional, knowledgeable, and a pleasure to deal with throughout. Their communication was always clear and timely, keeping us confidently informed and supported in our choices. They delivered exactly as promised with smooth, well-organised execution from start to finish. We’re very satisfied and would happily recommend them to anyone looking for a reliable investment property service.
Kelvin Cross
Great experience working with VSMA. From the start, the team Sam, Lara and Alex have been professional, knowledgeable, and easy to deal with. Communication has been clear and timely, and we’ve always felt well-informed and supported in our …
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Specialties
Owner Occupied Loans
Investment Properties
Bridging Loans
Home Loans
Memberships
FBAA
AFCA
Qualifications
Diploma of Finance and Mortgage Broking Management FNS50322
Languages
English
Italian
Experience
Lender Count: More than 80 lenders and partners, spanning major banks, non-banks and specialist providers
Broker Since: 2009