Andrew Melling
Director & Senior Mortgage Advisor | Next Generation Mortgages
As the Founder and Director of Next Generation Mortgages, Andrew Melling brings a hands-on approach to every client relationship. With broad access to a wide range of lenders and broker networks, Andrew ensures every client has the best possible lending options available — whether it’s a first home purchase, investment strategy, or refinance.
Even when clients are referred through other brokers, Andrew stays personally involved throughout the process. His proactive communication style ensures every application is handled efficiently and without unnecessary delays, keeping clients informed and supported from start to settlement.
Driven by transparency and results, Andrew’s mission is to make lending simple, strategic, and tailored to each client’s long-term goals.
“Every client deserves clarity, communication, and confidence in their lending journey — that’s what we deliver at Next Generation Mortgages.”
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Andy Prentice
I can't thank the team at Next Generation Mortgages enough for their amazing work in helping me with my mortgage! I thought that owning a small business would make it a lot more challenging to get approved for a mortgage. NGM knew exactly what lenders to consider and which to avoid and I couldn't believe what an amazing interest rate and quick approval they were able to achieve for me. The process was excellent from start to finish. Andy and Daniela were great to deal with and with Andy also being a financial planner, he provided me with some other great info and options moving forward. I can't recommend Next Generation Mortgages enough if you're looking for a mortgage broker in Melbourne.
Lisa Walker
I contacted Next Gen Mortgages to refinance my loan for a better rate, consolidate some debts and get some funds to upgrade my car. As a nurse, I qualified for $3,000 cash back which also helped. It did take a while to finalise with the bank, but Daniela and Andy were there every step of the way. Would absolutely recommend to other nurses who want to get on top of their finances.
Kate Stewart
When I first met Andy (Andrew) I was renting and looking for a home, had no idea how much I could borrow and no idea about the process. Over a Zoom meeting Andy went through my options with me and it didn’t take long before I was …
Areas Serviced
Specialties
Investment Properties
Construction Loans
First Home Buyers
Owner Occupied Loans
Memberships
MFAA
AFCA
Qualifications
Diploma of Financial Services (Finance/Mortgage Broking Management)
Experience
Lender Count: 52
Broker Since: 2015
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