Ari Bernstein

Jay Lynn

A mortgage broker you can trust for the long haul I've been a client of Intelligent Finance for decades, and my experience with them has been nothing short of exceptional. Over the years they've guided me through home loan applications and subsequent restructuring, including loan splits for tax optimisation, and the cumulative financial benefit has been in the tens of thousands of dollars. What sets Intelligent Finance apart is the consistency of their team. My most recent dealings were with Emil, Lang, and Ari, but every consultant I've worked with over the years has brought the same combination of deep expertise, measured and balanced advice, and genuine warmth. There's no weak link, whoever picks up your file knows what they're doing and treats you like a person, not a transaction. The other thing worth highlighting is how effortlessly they handle the complexity. Loan structuring for tax purposes involves a lot of moving parts, and Intelligent Finance did the heavy lifting at every stage. They also have the lender relationships and volume to regularly negotiate rates below what's publicly advertised, something most borrowers simply can't do on their own. I came away with better outcomes than I could have achieved independently, without the stress of navigating it myself. If you're looking for a mortgage broker who will be genuinely useful, not just at the point of sale but across the life of your loans, I can't recommend Intelligent Finance highly enough. Exceptional value, exceptional service.

Terry Evian

Ari from Intelligent finance is absolutely brilliant!

joe Lopresti

I was referred to Intelligent finance by a friend, a big thank you to Ari and his team who went above and beyond to assist in my refinance, they made the process stress free the entire time, and achieved the best outcome for me. Definitely recommend.

Ronny Haughton

Ari and his team achieved a fabulous outcome for us! They were on top of everything throughout and post our financing process. A highly personable and professional team - highly recommend!

Michelle Evian

Ari and his team were amazing! Highly recommend.

Michael Phelan

Ari helped resolve our refinance, even when it hit a hiccup. His thoroughness, creativity and personal reputation with the lender saw us through to our mutual benefit. Thank you