Ash Chowdhry's Background
Ash Chowdhry'

Ash Chowdhry

Mortgage Broker

Embark Financial

5.0 ( 34 Reviews)

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About Ash Chowdhry

With nearly 20 years in senior roles across Australia’s leading banks, Mortgage Broker Ash Chowdhry brings a blend of strategic insight, financial expertise, and genuine care to every client relationship.

His career has spanned the breadth of the banking and financial services landscape — from shaping customer strategies and leading large teams to improving how Australians access and experience finance. This foundation gives him a deep understanding of lending and home loan structures, and the ability to design solutions that genuinely work for each client.

Guided by his passion for property, construction, and finance, Ash founded Embark Financial to help clients access smarter, more transparent lending options and achieve their goals with clarity and confidence. He’s known for simplifying complexity, solving challenges, and creating lasting value.

Clients appreciate his calm, solution-focused approach and his belief that there’s always a way forward.

Outside work, Ash is a proud dad of two young daughters who keep life full of energy and laughter. He loves travel, sport, and good food — and believes the best moments are those shared with family and friends.

For Ash, Embark Financial is more than a business — it’s a way to combine experience, purpose, and care to guide every client’s financial journey with confidence.

Reviews for Ash Chowdhry

5.0

34 Reviews

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Sabrina Barros

We’ve now used Ash from Embark Financial twice and honestly couldn’t recommend him highly enough. He’s been amazing to deal with both times and always goes above and beyond to help. Ash is incredibly responsive and always makes himself available whenever we need him, no matter what time. He makes the whole process so much easier and stress-free, and we always feel like we’re in great hands. Wouldn’t hesitate to use Ash again and would highly recommend him to anyone looking for a great broker!

Ram Nathan

We worked with Ash on a purchase that was anything but straightforward, an unconditional offer where the finance and valuation had to be spot on. From the very start of our property search, Ash was there guiding us, not just at the loan stage. He was flexible with his time, always gave us logical, well-reasoned advice, and wasn't afraid to push back on our thinking when we needed it which, honestly, is exactly what you want when there's so much uncertainty involved. Someone who understands lending, the market and real estate all at once, and whom you can trust, tbh, that's hard to find, and Ash was that person for us. The loan application was meticulous, and we had our approval within half a day. Couldn't recommend him more highly.

Andrea Cabahug

Ash was amazing throughout the whole process! He went above and beyond to help us achieve our dream of becoming homeowners. He was always responsive, patient, and genuinely helpful. We’re so grateful for all his help and highly recommend Ash! 🏡❤️ …

John Michael Montes

As a first-time home buyer, the process was too scary, we were clueless of all the steps we need to take. My financial status was also crucial. Ash Chowdry went above and beyond. He worked really hard, from day 1 until the settlement day. He gave his all just so we can fulfill our dreams. He guided us all throughout. He always made sure that we should not be stress at all, and everything was under control. He was like a magician, we had our home in just 3 weeks. the whole process took only 3 weeks. He is a legend. I highly recommend Ash

Robert Nakos

Overall outstanding experience with Ash of Embark Financial. Our dreams were brought into reality thanks to Ash’s expertise and exceptional ability with finance. The 5 start option seems too low as 10 stars is more appropriate. The results delivered were well above our expectations, can’t thank Ash and the team at Embark Financial enough.

Bernadette Montes

I highly recommend Ash Chowdry of Embark Financial. He is incredibly knowledgeable, very helpful, responsive and very patient. He explains all the details we need properly . He worked diligently and found the best loans that will fit our needs. The process could have been very stressful but he made sure to make it very simple for us. He is a legend.

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