Bal Gautam is an experienced mortgage broker at Prosper Loan Experts based in Wentworthville, NSW, with experience helping clients across the country get access to the best loans from a range of lenders. We love to help first home buyer to step into the property market with hassle free experience. We'll do due diligence and help you in each and every step of the journey. Helping with loan, find the right property, negotiation through settlement until you'll settle on your dream home.
With a true passion for getting his clients the right loan, Bal is known for his excellent service, exceptional knowledge of the industry and his strong work ethic.
Bal specialises in all facets of home lending from helping first time buyers navigate the buying process, assisting families build wealth through investment property and even solving complex lending structures - Bal has probably seen it before.
Bal Gautam works with the team at Prosper Loan Experts holdings and is available 24/7 to help with your home lending needs.
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32 Reviews
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Jesse Trout
Final approval is through, pending funding, and I have to say I’m genuinely shocked at how quickly Bal got this sorted. I’m a business owner with multiple entities and I’m paid purely through dividends, so anyone who has been in that position knows it’s not always about how much you earn. It’s about whether you earn it in a way the banks like. Somehow, Bal managed to work through it, solve the problem, and get it across the line. I’m hanging tight for funding to come through so I can properly celebrate. Thank you so much, Bal. I really appreciate everything you’ve done.
jakob wren
I recently worked with Bal from Prosper Loan Experts to secure a refinance through La Trobe Financial, and I couldn’t be happier with the outcome. My situation wasn’t straightforward being self-employed, applying for a low doc loan, and having some prior credit history to work through but Bal handled everything professionally from start to finish. He kept me informed the entire way, explained each step clearly, and made sure the application was presented in the best possible way. What really stood out was his persistence and communication. Even when things were taking time with credit and approvals, he stayed on top of it and followed through until we got the result. The process ended with a successful formal approval, allowing me to refinance and access funds to complete my home —something that wasn’t easy to achieve given my circumstances. I’d highly recommend Bal to anyone, especially if your situation is a bit more complex than a standard application. Thanks again mate, really appreciate the effort you put in.
Niraj Poudel
“A big thank you to Bal K dai, for helping me get my land loan approved. I had no idea where to start, but he explained everything step by step and made the whole process simple and smooth. His professionalism, patience and genuine care really stood out. I’m truly grateful for his support and highly recommend him to anyone needing loan assistance.” Thank you 🙏
surekha sitaula
Bal Gautam is very professional and reliable to secure home loan or any type of loan. He helped us secure our loan , was easy to communicate throughout the process and made our journey smooth and quick. We highly recommend him for anyone looking for any kind of loan across Australia. If you want a stress free and reliable service, definitely choose Bal K.Gautam . Thank you Bal Dai for your easy going service.
Jonathan Miranda
Bal has been an amazing broker! Thank you for all your help
Mohammed Ameen
Bal and the team was really helpful in understanding our situation and finding the right loan product for us. We are really happy and look forward to working on our next investment journey. Thanks mate.
Areas Serviced
Specialties
First Home Buyer Specialist
Home Loans
Investment Loans
Refinance & Business Loans
Memberships
Mortgage & Finance Association of Australia (MFAA)
Languages
English
Nepali
Hindi
Experience
Broker Since: 2020