Bernard Desmond is an experienced mortgage broker based in Mount Eliza, VIC. They say there are two guarantees in life, but Bernard securing your mortgage is now unofficially the third. His confidence comes from 14 years of experience and an unequivocal desire to provide you with the most opportunity from your mortgage. But don’t just take our word for it; Bernard’s strike rate from application to approval is awarded as the best in the industry.
In recognition for his great service to clients, his awards include:
• 2020 Best Customer Service Adviser
• 2019 Residential Broker of the Year
• 2018 Australian broker of the Year.
Supportive yet honest, Bernard has your best interest at heart and a blank piece of paper in hand, ready to fill it with plans and possibilities.
Bernard Desmond sees opportunity getting to understand you and your financial goals better than the rest. He’s personable and tenacious, giving you the ability to take your money further — like that ocean villa in Hawaii.
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267 Reviews
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Anna Molinaro-Kelaart
Absolutely outstanding service from start to finish! ⭐⭐⭐⭐⭐ The team at Blank Financial went above and beyond to make the entire process smooth, stress-free, and easy to understand for my Husband & I. A special thank you to Bernard, Lavinia, and Catherine — your professionalism, knowledge, and genuine care truly set you apart. Nothing was ever too much trouble, and every question was handled promptly and thoroughly. It’s rare to find a team that combines expertise with such a warm and personal approach. I couldn’t recommend Blank Financial highly enough to anyone looking for reliable and exceptional financial services. Thank you again for everything!
Maddy Goodwin
As first-time home buyers, we honestly couldn’t have asked for a better experience. Bernard and his team went above and beyond every step of the way. They were always available—even after hours—which made the whole process so much less stressful and easier to navigate. Their knowledge, patience, and willingness to help really stood out, especially since this was all new to us. We felt supported and confident throughout the entire journey. We can’t thank them enough and would 100% recommend Bernard and his team to anyone looking for a broker!
Annabel Coen
Bernard and Lavinia were both so lovely to deal with during the entire mortgage brokerage process. Going into buying our first home we had no idea of the process however they made it so simple and were available for all/any of the questions we had. Would highly recommend Blank Financial all the staff that we dealt with were incredibly helpful and made our life so much easier. Thank you so much again for all your support, and for making it such a seamless experience we appreciate it so much 🙏🙏
Thịnh Ngô
Calvin and Bernard (and the whole team) are really professional, helping me through the whole process as a first home buyer. Their dedication and advice helped me a lot to be able to land on a property after 6-month long looking and inspecting. Highly recommend their service!
REX
I recently completed a complex property loan through Bernard and Lavinia at Blank Financial, and I couldn’t be more impressed with the experience. The loan was structured under a trust and required extensive documentation, approvals, and ongoing communication, but their team handled everything seamlessly. From start to finish, their clarity, responsiveness, and attention to detail made what could have been a stressful process feel straightforward and manageable. They secured the exact loan amount I needed, matched me with the right lender, and consistently went above and beyond to keep everything on track. They genuinely supported throughout the entire journey, and their communication was flawless. Moving forward, all of my home lending will be through Blank Financial rather than going directly to a bank. Highly recommended!
Bump2Baby Birthing Classes & Placenta Encapsulation
Bernard and his team (especially Binay) were extremely helpful and supportive during the process. The excellent communication throughout made the whole process smooth and easy to navigate. Would HIGHLY recommend to anyone!
Areas Serviced
Specialties
Residential Home Loan
First Home Buyers
Refinance & Debt Consolidation
Investment Home Loans