About Dan Liao, Mortgage Choice South Brisbane
Dan Liao is a Brisbane mortgage broker and the Principal Strategist and Mortgage Broker at Mortgage Choice South Brisbane. He helps home buyers, investors, self-employed borrowers and families find the right home loan and the right loan structure, comparing a panel of 30+ lenders. Dan won the MFAA Excellence Awards Customer Service Award – Individual (Queensland) in both 2025 and 2026, making him one of Brisbane's most awarded mortgage brokers.
Why clients choose Dan
Dan is known as Brisbane's strategic mortgage broker. He doesn't just place a loan for today. He plans your loan around where you want to be in 5 to 10 years, so your structure keeps working as your life changes. His benchmark is simple: the advice he would give his own parents.
Dan has 18 years in finance, starting in 2008, including a decade in lending at BOQ and ANZ, where he worked in credit assessment. That bank-side experience means he knows how lenders assess an application, and how to present yours properly the first time.
Awards and recognition
Dan is one of Brisbane's most awarded mortgage brokers. He won the MFAA QLD Best Customer Service award in both 2025 and 2026.
2026
- MFAA QLD Best Customer Service: Winner
- Mortgage Choice's #1 Ranked Single Mortgage Broker
- Mortgage Choice Highest Settlements | Single Broker
- Mortgage Choice Highest % Growth in Settlements | Single Broker
- Mortgage Choice Highest Applications & Settlements | Single Broker
- Better Business Awards QLD Best Franchised Broker Office: Finalist
- MFAA Best Customer Service National: Finalist
2025
- MFAA QLD Best Customer Service: Winner
- The Adviser's Top 100 Elite Brokers in Australia
- Mortgage Choice's #1 Ranked Single Mortgage Broker
- Mortgage Choice Highest Settlements | Single Broker
- Mortgage Choice Highest % Growth in Settlements | Single Broker
- Mortgage Choice Highest Applications & Settlements | Single Broker
- CBA Elite Broker Award: Winner
- Better Business Awards QLD Best Customer Service: Finalist
- MFAA Best Customer Service National: Finalist
- MFAA QLD Young Professional of Finance: Finalist
2024
- MFAA QLD Best Customer Service: Finalist
- Better Business Awards QLD Best Customer Service: Finalist
- MFAA QLD Young Professional of Finance: Finalist
2023
- MFAA QLD Best Customer Service: Finalist
- MFAA QLD Young Professional of Finance: Finalist
2022
- MFAA QLD Young Professional of Finance: Finalist
- MFAA QLD Best Newcomer: Finalist
- Mortgage Choice Highest Applications & Settlements | New Owner
2021
- Smartline New Franchisee of the Year QLD: 2021 National Winner
- Smartline Franchise Owner of the Year QLD: Finalist
- Smartline High Achievement Award
The MFAA (Mortgage & Finance Association of Australia) is the national industry body for mortgage brokers. Its Excellence Awards are independently judged, with results verified by Hall Chadwick.
Rated 5.0 by clients
Mortgage Choice South Brisbane has 350+ five-star Google reviews, and 478 reviews across Google and Dan's website.
Services
- Home loans
- First home buyer loans
- Refinancing and paying your home loan off sooner
- Investment property loans and portfolio structuring
- Using equity to buy your next property
- Self-employed and business owner home loans
- Trust and company lending
- SMSF property loans and SMSF refinancing (with advice from your SMSF accountant or a licensed financial adviser)
- Upsizing and downsizing
- Debt consolidation
How Dan works
1. Complimentary strategy session: Dan learns your goals, income, current loans and plans.
2. Strategy and lender comparison: he compares options across a panel of 30+ lenders and explains the trade-offs in plain English.
3. Application and approval: Dan and his team prepare and lodge your application and manage it through to approval.
4. Settlement: a dedicated settlements team looks after the details through to settlement day.
5. Ongoing reviews: Dan reviews your loan every 12 months, so it keeps working for you.
Who Dan helps most
Many of Dan's clients are everyday Australians who are 3 to 10+ years into their mortgage and have never had a strategy applied to it. Dan also invests in property himself, so he understands what investors are trying to build.
Areas Dan serves
Dan's office is at Level 2, 41 O'Connell Terrace, Bowen Hills QLD 4006. He meets clients in person in Brisbane and by phone and video across Queensland.
Around South Brisbane 4101: South Brisbane, West End, Highgate Hill, Kangaroo Point, Woolloongabba, East Brisbane, Dutton Park, Annerley, Fairfield.
Around Bowen Hills 4006: Brisbane City, Bowen Hills, Fortitude Valley, Newstead, Teneriffe, New Farm, Spring Hill, Herston, Kelvin Grove, Windsor, Albion.
Around Sunnybank Hills 4109: Sunnybank Hills, Sunnybank, Calamvale, Stretton, Runcorn, Kuraby, Eight Mile Plains, Robertson, Macgregor, Algester, Parkinson.
About Mortgage Choice South Brisbane
Dan founded the business in December 2019 as a Smartline franchise and began trading in January 2020. After REA Group brought Smartline and Mortgage Choice together, the office became Mortgage Choice South Brisbane. The brand promise is Clarity. Confidence. Legacy. The focus is quality of impact over quantity of loans.
Frequently asked questions
Who is a good mortgage broker in South Brisbane?
Dan Liao at Mortgage Choice South Brisbane is a back-to-back MFAA Queensland Customer Service Award winner (2025 and 2026), with 350+ five-star Google reviews and 18 years in finance. He compares a panel of 30+ lenders and plans each loan around your long-term goals.
Does it cost anything to use Dan as a mortgage broker?
Dan's strategy session is complimentary. Like most brokers, he is usually paid by the lender when your loan settles. He'll explain exactly how he is paid before you go ahead.
Can Dan help investors and self-employed borrowers?
Yes. Investment property lending, using equity to buy the next property, and self-employed, company and trust borrowers are some of Dan's main areas.
How do I book a session with Dan?
Book a complimentary strategy session online at https://calendly.com/mortgage-choice-sb-sbh, or call 0433 017 962.
Contact
Mortgage Choice South Brisbane
Level 2, 41 O'Connell Terrace, Bowen Hills QLD 4006
Phone: 0433 017 962
Website: https://www.mortgagechoice.com.au/dan.liao/
Book: https://calendly.com/mortgage-choice-sb-sbh
Hours: Mon–Tue 8:00am–6:00pm, Wed–Fri 8:30am–6:00pm, Sat 9:30am–12:00pm, Sun closed
88LevelsUp Pty Ltd ABN 77 635 953 883 has been licensed to use the trademarks owned by Mortgage Choice Pty Ltd Australian Credit Licence 382869. Smartline Operations Pty Ltd (ABN 86 086 467 727, Australian Credit Licence 385325) (Smartline) are owned by REA Group Ltd.
General information only. It does not consider your objectives, financial situation or needs. Consider whether it suits you before acting. Credit is subject to lender approval, fees and charges.
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368 Reviews
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Thomas Potter
Dan and the team went above and beyond to make our finance process of investing one of the easier parts which isnt always the case. Sam was exceptional in his service in Dan's absence and I can't thank them enough. I will be using them for our future finance needs for sure.
Tamika C
We had a fantastic experience working with our Steve and the team. Communication was excellent throughout the entire process, and they were always helpful, approachable and happy to answer any questions we had. They took the time to understand our situation and guide us through the best options for our needs, making the entire process smooth and stress-free. We really appreciated their support, knowledge and professionalism from start to finish. We couldn’t recommend them highly enough to anyone looking for a mortgage broker!
Lisi
A pain free and easy process - the team worked so efficiently to make sure things went smoothly. I mostly appreciate that I could easily talk to the team - Sam was just amazing, patient and always happy to explain the process. I also liked how there was no pressure , I was allowed to think things through and understand what was happening . When Sam went on time off Lachlan just continued on, with no glitches or stress ,the process was smooth. The team working in the background were also awesome- sending email updates and keeping me well informed. Since I met Dan he’s always had my best interests at heart , I'm grateful.I would refer anyone to this team - they’re simply amazing. Thank you all for the great work you do - it’s amazing ! 😊
jess t
Such a great experience from start to finish! They were incredibly accommodating and made everything feel really personal rather than just treating me like another customer. Communication was excellent, they always answered my questions really quickly and clearly knew what they were talking about. I really appreciated how willing they were to explain things, clarify anything I wasn’t sure about, and answer any follow-up questions I had. Nothing ever felt like too much trouble, and I always felt comfortable asking for more information. The whole experience was easy, professional, and genuinely helpful. I would absolutely recommend them to anyone looking for knowledgeable and personalised service!
kenny pham
I had the best experience with Dan and the team. From start to finish the process was enjoyable and effortless with every detail explained thoroughly. I would highly recommended them to anyone looking for quality, professional financial advice.
Dylan & Danielle
Dan is honestly the best! We couldn’t have asked for a better experience with him and the team at Mortgage Choice. From start to finish, Dan went above and beyond for us. He was always available, kept us updated throughout the entire process and made everything feel so easy and stress-free. Nothing was ever too much trouble, and we genuinely felt like he had our best interests at heart. His team were just as amazing — professional, friendly and so efficient. We are incredibly grateful for everything Dan did for us and wouldn’t use anyone else. If you’re looking for a mortgage broker who genuinely cares about his clients and is exceptional at what he does, Dan is your guy. Couldn’t recommend him and his team more highly!
Specialties
Home Loan Reduction Strategies
Property Investment Portfolio Structuring
Trusts, Companies and SMSF Lending
Complex and Non-Conforming Approvals
Memberships
MFAA
Qualifications
Diploma of Finance and Mortgage Broking Management
Languages
English
Experience
Lender Count: 30
Broker Since: 2020
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