Debra Harkness (Gebbie)'s Background
Debra Harkness (Gebbie)'

Debra Harkness (Gebbie)

Mortgage Broker

Diversifi

5.0 ( 17 Reviews)

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About Debra Harkness (Gebbie)

Mortgage Broker Debra Harkness has decades in finance behind her, and she knows that no two mortgage journeys look the same.

People come to her at all stages of life - buying a first home, building, renovating, or investing for the future. Underneath the paperwork, most are feeling uncertain, and Debra's role is to help them move through that with clarity and confidence.

She doesn't rush decisions. She takes the time to explain what actually matters, answers questions as they come up, and walks clients through the process in a way that feels straightforward rather than overwhelming.

After more than 35 years in finance and 27 years as a Mortgage Broker, Debra has seen what works and what doesn't. She brings that lived experience into every conversation, shaping solutions around the person in front of her rather than pushing them into a one-size-fits-all approach.

Her clients know she's in it for the long game. They walk away informed, supported, and confident in the choices they've made, which is why many come back year after year and refer the people closest to them.

Outside of work, Debra values time with her family, travel, and new experiences - the same sense of balance and flexibility she helps her clients build into their finances.

Mortgage Broker Debra Harkness works with the team at Diversifi and is available most days to help with your home lending needs, with honest and down-to-earth advice.

Reviews for Debra Harkness (Gebbie)

5.0

17 Reviews

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Pierre-louis De Kock

Debra delivers outstanding results with a particular level of care and expertise. Having relied on her services for over 20 years, we knew we were in good hands for our recent purchase. She seamlessly guided us through the entire process, frequently stepping outside her official scope of work to help us navigate hurdles. Debra truly listened to our concerns and eased our stress every step of the way. She possesses the perfect combination of top-tier professional skills and genuine personal care. I highly recommend Debra.

Rachael Robinson

Debbie was incredible at helping us move houses, secure a very competitive interest rate, and ensure that what could have been a very stressful time was seamless! Her knowledge on all things buying and settling a house was so valuable! Wouldn’t hesitate in recommending her to any of our family and friends.

N MKeys

We had such a great experience working with Debra and honestly can’t recommend her highly enough. Our situation was a little different as we were helping our daughter secure a loan for her first piece of land, so it wasn’t your typical straightforward home loan. From the very beginning she took the time to really understand our situation. She even came out to our home to sit down with us, go through everything properly, and help us work out the best way forward. What really stood out was how available and responsive she was. Whether it was evenings, weekend, random questions, or things we didn’t quite understand, nothing was ever too hard. Every question was answered clearly and patiently. We’ll definitely be using her again in the future.

Reece Maciejak

The only person we trust with our mortgage. She goes above and beyond everytime. Non pushy advice. We have recommended multiple people to Debbie and they have all said the same thing. Thankyou again!

Laiken Matthews

Absolutely helpful always there to help no matter how big or small it may be.Debra is an Absolutely amazing person got along with her straight way and made us feel so comfortable thanks to Debra wr are able to live our dream al because she did not give up on us and what we needed. My partner and I will forsure use Debra's in our future home buying again as I mentioned she is amazing and Absolutely so good to work with shes a gem ☺️

Colin Murray

Great personalised service from someone who really knows their business. My wife and I have used Debra for mortgage services on a couple of properties now, and we've been very happy with the products she recommended. She takes the hard work out of organising a mortgage, and will take the time to explain the pros and cons of different options to you. Highly recommended.

Send a message to Debra Harkness (Gebbie)

Specialties

Home Loans

First Home Buyers

Investment Loans

Money and Business Coaching

Memberships

MFAA

Qualifications

Diploma in Finance and Mortgage Broking

Languages

English

Experience

Broker Since: 2008

Lender Count: 30 plus