Denis Mulcahy

N H

I have known this team for over 17 years, from my early stages of home improvements through to investment property and refinancing. Tobias, Denis and their team are consistently professional, detail-oriented, and provide clear comparisons that allow me to make confident and informed decisions. What I value most is their commitment to follow through every step and stay fully involved until settlement. Every transaction we have worked on together has been completed successfully, which gives me strong trust and confidence in both them and the business. Most recently, they assisted with my property transaction, and once again everything was handled smoothly and efficiently. I highly recommend Tobias, Denis and their team to anyone looking for a reliable and experienced broker.

Liam Glew

Denis was extremely helpful in helping us secure a mortgage. He helped throughout the entire process. I had no clue what I was doing and had an extremely short turnaround from no applications to needing a confirmed loan, and Denis pulled through. Extremely grateful for the service and likely would have missed out on our place without it!

Conor Grace

Couldn’t recommend Denis and the team enough. Informative, reliable and genuine. Exactly the type of people you need when navigating the world of finance.

Riley Gilbert

Denis was outstanding throughout the mortgage process- knowledgeable, supportive, and easy to trust. He made everything feel simple and stress-free. Highly recommend Denis and Freshwater Financial Services!

Wayne Farmilo

We used Denis's services recently to to see if we could get a better Home Lone rate. We didn't end up getting a new loan but with Denis's advice we managed to get our current lender to reduce their rate by 0.9%. Great work Denis, just sorry we couldn't use your services. Wayne Farmilo

Samantha Guilbert

We went to our bank and were pre approved after a long 3-4 weeks of going back and forth. We were told that we were approved for our "maximum borrowing capacity" which wasn't going to get u anything in the current market. We thought we would reach out to a broker, and after speaking with over 5 slow and useless brokers who didn't bother looking into our circumstances we though we would just accept what the bank offered us. We were then referred to Denis by a friend and we are so grateful. Within the first consultation Denis told us what our borrowing capacity was and we had pre approval within the following days. The whole process of buying a house for first home buyers is stressful and unfamiliar territory. Denis has been available early mornings and late night to help with any questions or concerns we had. So thankful and excited to buy our first house. Thank you so much Denis !! you're the best and we wont stop recommending you !!