Denis Mulcahy

Patricia Franken

Denis has been incredible throughout the whole process, we couldn't recommend him enough. As first home buyers he has guided us through and explained every step which made such a difference. Our loan approval had to be re-done a few times because of delays with the Strata, Denis and Tobias were on the case and had everything updated within days. We would not go with any other broker after the exceptional experience we had with Denis and team.

Katia Salazar

I had an excellent experience working with Denis from Freshwater Financial Services while purchasing my first property. From the very beginning, Denis was incredibly helpful, professional, and patient. As a first-home buyer, I had a lot of questions, and he took the time to explain the entire process clearly and thoroughly, making sure I understood every step along the way. The pre-approval process was smooth and stress-free, and the finalisation of my mortgage was even smoother. Denis was always available to provide guidance, answer questions, and ensure everything stayed on track. His knowledge and genuine commitment to helping his clients made what could have been a daunting experience feel straightforward and enjoyable. I highly recommend Denis to anyone looking for a mortgage broker who truly cares about delivering outstanding service. Thank you, Denis, for helping make my first property purchase such a positive experience!

Natalia Milojevic

Denis and the team were incredible! Me & my partner purchased our first property together and we were guided from start to finish, super seamlessly. We never felt a reason to stress despite this being completely new to us. It felt almost too easy and are so thrilled with the property we purchased. We're super happy and would recommend + will definitely return for Denis' services in the future. Thank you!

Leigh Atallah

Denis and the team at Freshwater Financial services are knowledgeable, helpful and supportive throughout the process of refinancing. We have no hesitation in recommending them to anyone seeking mortgage brokerage.

Mike Handes

Denis and Freshwater Financial Services were fantastic as Denis guided us through the roller-coaster of mortgage applications amd stayed incredibly patient as we chopped and changed our plans. Denis made the complexity of the application process as simple and as painless as possible and made sure there were light-hearted moments that kept us laughing along with him!

N H

I have known this team for over 17 years, from my early stages of home improvements through to investment property and refinancing. Tobias, Denis and their team are consistently professional, detail-oriented, and provide clear comparisons that allow me to make confident and informed decisions. What I value most is their commitment to follow through every step and stay fully involved until settlement. Every transaction we have worked on together has been completed successfully, which gives me strong trust and confidence in both them and the business. Most recently, they assisted with my property transaction, and once again everything was handled smoothly and efficiently. I highly recommend Tobias, Denis and their team to anyone looking for a reliable and experienced broker.