Dylan Willcocks is a Director and Mortgage Broker at Oakwood Finance, helping individuals, families, and business owners make confident, informed financial decisions.
With over ten years of experience in the Australian banking and lending industry, including senior roles at Westpac Group, Dylan brings a deep understanding of how lenders assess risk, structure loans, and make decisions behind the scenes. This experience allows him to guide clients through the lending process with clarity, strategy, and transparency.
Dylan assists with home purchases, refinances, equity releases, investment lending, and complex lending scenarios. He takes the time to understand each client’s goals before recommending solutions that support both immediate needs and long term outcomes. His approach is education focused, ensuring clients feel informed, supported, and in control at every stage.
Client wellbeing is a core part of how Dylan works. As a mental health advocate and keynote speaker, he recognises the strong connection between financial stress, mental wellbeing, and life outcomes. This perspective shapes his client relationships, creating a calm, respectful environment where people feel heard, understood, and supported during major financial decisions.
Dylan holds a Master of Business Administration and a Bachelor of Management with a marketing specialisation. He is guided by Oakwood Finance’s values of Simplicity, Ownership, Learning, Integrity, and Distinction, and is committed to delivering advice that improves people’s lives, not just their loan outcomes.
5.0
7 Reviews
5
4
3
2
1
Elise M
As a two-time client of Oakwood Finance, I am absolutely delighted with the service, advice, and outcomes I have received. Anyone in business knows how differently we can be treated when it comes to borrowing money from banks. On the first occasion, I was in an extremely vulnerable position. I had been caught completely off guard and financially exposed by divorce at a time when my finances were not optimised for major lender approval. Over a three-month period, as I worked to improve my position and satisfy low-doc lending criteria, Director Matthew Bailey and the Oakwood Finance team guided, encouraged, and supported me every step of the way. Together, we achieved a successful mortgage outcome that otherwise would have resulted in homelessness and the closure of my business. At a time when I was overwhelmed with grief, panic, and stress, Matthew remained persistent in finding a solution and demonstrated an exceptional, results-oriented commitment to customer care that went far above and beyond my expectations. The second occasion was recent. Director Dylan Willcocks at Oakwood Finance recommended a strategically structured refinancing solution with a major lender that perfectly suited my financial position and long-term goals. The structure helps mitigate risk exposure while also accelerating mortgage reduction during a period of high inflation, rising interest rates, and economic uncertainty. On both occasions, the customer service, advice, and results delivered by Oakwood Finance were outstanding. Today, I feel grounded, secure, and inspired by a genuinely achievable financial plan, regardless of the economic challenges ahead. The Oakwood Finance team are at the top of their game. They have the knowledge, experience, and professionalism to deliver successful outcomes, and it is clear they are in business for the right reasons. They genuinely care about helping people — and they prove it through their actions. To the entire Oakwood Finance team: thank you. I am deeply grateful and will never forget what you did for me.
Malhi
Dylan has helped me multiple times whenever ive needed assistance in my home ownership process. from my first property he made me feel so comfortable all the way through, guiding me and ensuring my confort and understanding was met. i will be coming back to him to own my next property! couldnt recommend him higher!
Phillip
Dylan is someone who really knows his space and carries himself with a lot of professionalism and integrity. He’s approachable, easy to talk to, and clearly very experienced in lending and finance. What stands out most is the way he explains things simply and honestly, which builds a lot of trust. He has a calm, measured approach and it’s obvious he genuinely wants good outcomes for people. A great broker and someone I’d confidently recommend.
Hardik
Dylan is a true professional who demonstrates exceptional care and extensive knowledge in his field. I have worked with him as a referral partner for a number of years and I have met countless families that he has worked with who have been positively impacted by his work. Dylan's attention to detail is second to none. I highly recommend him to anyone looking for a seamless lending experience.
Matthew Bailey
A new home purchase. I highly recommend giving him a call. He is excellent!
Ploy
I had an amazing experience working with Dylan for my home loan approval process. From the very beginning, he made me feel completely comfortable and supported throughout the entire process. He explained everything clearly, helped me understand my options, and made sure I felt confident every step of the way. What stood out the most was how trustworthy and knowledgeable he is. I never felt rushed or unsure—he always took the time to answer every question and made the home‑loan process so much less overwhelming. If you’re looking for someone reliable, professional, and genuinely caring, I couldn’t recommend him enough!
Areas Serviced
Specialties
Veteran Support (DVA/DHOUS)
Mental Health & Finance Support
Commercial Lending/Complex Lending (Self employed/Multi-entity/Non-Residential)
Residential Lending (Refinance/First Time Buyers/Equity Release/Purchases)
Memberships
MFAA
Mental Health Code
Qualifications
Master of Business Administration
Bachelor of Management (Marketing)
Diploma in Finance and Mortgage Broking
Diploma of Property (Agency Management)
Mental Health Advocacy
Languages
English
Finance
Experience
Lender Count: https://www.facebook.com/dylan.willcocks
Broker Since: https://www.facebook.com/dylan.willcocks