Emma Klingner née Hawker

Erwin Garcia (Earl)

​Excellent! That is the exact word to describe our experience with Living Home Loans. Every instruction, communication, and conversation was crystal clear and incredibly easy to follow. They provided close, step-by-step support through every single stage of the process, making what could have been a stressful experience feel completely manageable. The entire team is incredibly approachable and not intimidating at all. ​A special shout-out to Emma, who has been absolutely superb—she kept us completely informed on all the details, requirements, and next steps of our loan application. We couldn't have asked for better partners in this journey! ​Thank you so much to Emma and the entire Living Home Loans team for making this process super easy. We truly appreciate your hard work and dedication!

Paul Knight

We had an outstanding experience working with Savvy Home Loans. From the first phone call, they were professional, knowledgeable, and incredibly easy to deal with. They took the time to understand exactly what we were hoping to achieve and came back with options that suited our budget and long-term plans. What impressed us most was how proactive they were - constantly keeping us updated, answering questions quickly, and making sure every step was straight forward. Thanks to Emma and Jarrad, the whole process was faster and smoother than we expected. I'd recommend them without hesitation to anyone looking for a reliable and genuinely helpful home loan broker. Excellent service from start to finish!

Mel Eddes

Emma was amazing. Very helpful and guided me through this whole process

M Hale

We threw some big curve balls at Emma and she would not give up. Got an approval in the end with good rates and conditions. Communication next level. Thanks Mat and Donna.

Olivia Cosham

A massive thank you to the Savvy Home Loans team for helping us purchase our dream island home! Given our unique situation and ignorance to how things work, we were likely not the easiest clients to deal with, but Emma, Leanne and Jarrad were all incredibly patient with us and held our hands every step of the way. Emma was particularly meticulous in her attention to detail, 100% proving her assurances that she's like "a dog with a bone" and going above and beyond to help get us over the line! Not only does this team demonstrate a high level of professionalism, diligence and conscientiousness, but they are all super friendly, approachable, and dedicated to helping their clients fulfil their dreams. I can't recommend them enough!!!

Angela Barton

My experience with Savvy Home Loans has been fantastic! Emma was incredibly patient, helpful and it felt like she really cared about getting us into our new home. I can’t fault my experience with Emma, and I would recommend her to anyone looking for a mortgage broker.