Emma Klingner née Hawker

Bec Wade

We found Emma at Living Home Loans through recommendations in a local Facebook group after deciding we needed some guidance with refinancing. We'd always dealt directly with the bank, but felt there had to be better options out there. From start to finish, Emma made the process simple and stress-free. Communication was always prompt, and she happily accommodated evening appointments so we could chat once the kids were settled. A huge thank you to Emma, Neka and the entire team for making what we expected to be a daunting process so easy. We wouldn't hesitate to recommend Living Home Loans to anyone looking for a knowledgeable and supportive mortgage broker.

Mary R

Fantastic service from start to finish. I couldn't be happier with the service I received. Emma of Living Home Loans was so professional, knowledgeable, and guided me through every step of the process. They made everything easy for me to understand, kept me informed, and worked hard to find the best lender for my needs. I highly recommend their services. Thank you for all your help!!! You made what could've been a stressful process feel smooth and straightforward....

Cayte Stevens

Emma was very helpful in assisting us with applying for our finance. She was always available on the phone and provided a wonderful service. Highly recommend.

Rachel Harford

My husband and I are first home buyers who run a small family business, and we found it really difficult to find someone who understood our situation and could look at our business and income as a whole. We were starting to think getting into the property market would be much harder than we had hoped. Emma made the entire process so smooth and stress free. She guided us through every step of the home buying and mortgage process, always taking the time to explain everything clearly and answer our questions. Her warmth, kindness, and genuine care made us feel relaxed and confident throughout the whole journey. We honestly couldn't have asked for a better experience. We would never go through a bank again and will definitely be recommending Emma to anyone looking for a knowledgeable, supportive, and trustworthy mortgage broker. Thank you, Emma, for helping us achieve our dream of buying our first home!

Kenichi

Emma and her Team are Fantastic. I spoke with a few other brokers before Emma to get a feel for them and see if they knew what they were doing. They did not. Emma and her team clearly does and have years of experience. She walks you right through everything and is incredibly helpful. If you want a good broker that will tell you how it is, won't waste your time and help you every step of the way, go with Living Home Loans.

Erwin Garcia (Earl)

​Excellent! That is the exact word to describe our experience with Living Home Loans. Every instruction, communication, and conversation was crystal clear and incredibly easy to follow. They provided close, step-by-step support through every single stage of the process, making what could have been a stressful experience feel completely manageable. The entire team is incredibly approachable and not intimidating at all. ​A special shout-out to Emma, who has been absolutely superb—she kept us completely informed on all the details, requirements, and next steps of our loan application. We couldn't have asked for better partners in this journey! ​Thank you so much to Emma and the entire Living Home Loans team for making this process super easy. We truly appreciate your hard work and dedication!