Harj Singh is an accomplished Mortgage Broker and the proud owner of the Loan Emporium, located in Berwick, VIC. With a passion for helping clients achieve their financial goals, Harj has built a strong reputation for assisting a diverse range of individuals, including First Home Buyers, Property Investors, and those seeking Asset Finance and Commercial & Business lending.
At Loan Emporium, Harj leads a dedicated team committed to delivering top-quality service and acting as trusted financial partners to their clients. As experienced mortgage brokers, they offer an extensive range of services designed to meet the unique needs of each individual. Whether it's securing First Homebuyer loans, refinancing existing home loans, obtaining commercial loans, arranging asset finance, setting up a Self-Managed Super Fund (SMSF), or building an investment portfolio, the team at Loan Emporium is well-equipped to provide expert guidance and support.
With accreditation from over 30 lenders, Loan Emporium's financial experts tirelessly work to find the most suitable finance solutions tailored to their clients' specific requirements. Harj and his team take great pride in making the lending process seamless, from the initial stages to the final steps, and strive to keep their clients well-informed throughout every stage of the process. Their dedication to exceptional customer service ensures that clients feel supported and confident in their financial decisions.
Harj Singh's expertise as a Mortgage Broker, coupled with his commitment to client satisfaction, has earned him a reputation as a reliable and trusted professional within the industry. By providing quality service and personalised financial solutions, Harj and his team at Loan Emporium continue to assist individuals in achieving their dreams of homeownership, investment success, and financial stability.
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115 Reviews
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100% Januine
After a disappointing experience with our previous broker, we were looking for someone local to help us sort out our home loan. After seeing hundreds of positive Google reviews, we visited their office and met Ken. From the very first meeting, he was confident and assured us that we were in good hands. We were very worried due to our past experience but Ken calmly assured us that he wouldn’t mess us around and would definitely help. Our loan situation was a bit complicated but from the start, Ken and his business partner Harj worked consistently to meet our requirements. Thanks to their good relationships with the banks they got our loan approved. Their communication was second to none, they were even available on weekends to answer our questions, so we didn’t have to stress. We asked hundreds of questions but they never got upset and were available every single time. Our build is now underway and we can’t wait to get our keys. A big thank you to Ken and Harj without them, getting this loan wouldn’t have been possible. Highly recommended Loan Emporium.
Jack Price
Harj is a genuine legend easy to deal with talks in away that you understand and honestly Harj went above and beyond to help and phone call after phone from me he always answered late at night or early mornings but I recommend if ya in the market to buy give Harj a call Honestly Harj made something I thought would be impossible to actually real life and making it happen and mate you are a legend but not only Harj but Greg aswell with getting me car and caravan finance aswell both absolute legends
Linz
Harj is fantastic with his service and his explanation. He helped us navigate through from the start explaining what was required for us to get into our first home. Any time we had questions he was print at answering and guiding us and secured us the best deal for our situation. Thanks Harj Glenn and Lindsay.
Savvy Thapar
Amazing experience with Loan Emporium while securing my investment property home loan. Big thank you to Harj, for every step by step prompt response, timely guidance and genuine support. He guided very throughly the entire process, explained everything clearly and always keen to answer my all queries with right explanation and patience. From first meeting about project requirements to best options of bank and loan settlement, Harj being very professional and knowledgeable which made stressful process into a smooth experience. This was our second deal with Harj and as last time I truly appreciate his guidance and highly recommend Harj - Loan Emporium to anyone seeking reliable home loan advice.
anita singh
I had an excellent experienced with Laon Emporium - Harj. From start to finish, the process was handled with professionalism, transparency, and genuine care. Harj took the time to explain every step clearly, answered all my questions promptly, and made sure I felt confident in every decision. What really stood out was his dedication and attention to detail—he truly went above and beyond to secure a great outcome for me. What could have been a stressful process was made smooth and manageable thanks to his guidance and support. I would highly recommend Harj to anyone looking for a reliable and knowledgeable Mortgage Advisor. I’m truly grateful for his help in making this milestone possible!
Mandeep Singh
One of the best consultant in Melbourne. Really like a big brother to me. He helped me a lot on each step. Very easy going person and best thing about him is always happy to help with big smile on his face. Everyone trust me if you guys struggling with loan or applying for a new or existing loan then try at least once. Mr Harj is one of the best person who is REAL broker in my words. I know many people with many bad stories but if you ask me to choose one from all then of course Mr Harj is my first choice always because he’s just one in millions who will give you crystal clear advice and guess what no bloody fake things at all. He’s a gentleman and I felt so lucky to find him on right time with god grace:). I applied my first home loan and he helped me from the beginning to end with easy loan approval and loan amount is more then my expectations. My case was little hard but I didn’t spend even a single penny out of my pocket. Sir Harj I am very thankful to you and find myself lucky to have you in my life as a big brother. Waheguru g bless you and your family veer g😁😁🙏 Guys I will wait for your best stories about Sir Harjot Singh( LOAN EMPORIUM) don’t waste your time with time wasters just call him and get positive results. Best of luck all🙏
Specialties
Home Buyers
Construction Loans
Commercial & Business Loans
Property Investors
Memberships
Mortgage & Finance Association of Australia (MFAA)
Qualifications
Masters in Accounting & Finance
Diploma Financial Services (Mortgage Broking)
Languages
English
Hindi
Punjabi
Urdu
Experience
Lender Count: 40
Broker Since: 2015