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Hem Adhikari

Mortgage Broker

5 (22 Reviews)

About Hem

Hem Adhikari is a Mortgage Broker based in Auburn, NSW. He works at Kaaya Home Loans, a mortgage brokering business established in 2021. With a proven track record in various types of loans, such as Construction Loans, Owner Occupied Loans, Bridging Loans, and Investment Properties, Hem is dedicated to helping his clients find the right financial solutions for their needs.

Hem's role as the Founder, Principal Broker, and Mortgage Consultant at Kaaya Home Loans has equipped him with valuable customer service, training, and consulting experience. Known for his friendly nature, Hem strives to ensure his clients' happiness by providing information and consultation in a way that is easy to understand and helpful to everyone involved.

At Kaaya Home Loans, the team is committed to delivering personalized service tailored to each client's specific needs. They understand that applying for loans can be time-consuming and overwhelming, so they aim to simplify the process, saving clients valuable time and paperwork. Hem and his team are known for their easy-going approach and are always ready to provide ongoing support throughout the loan application process and even after settlement.

Kaaya Home Loans believes in effective and efficient customer service. They make it a priority to simplify the mortgage process by explaining every detail, including the challenges and opportunities associated with different types of loans. They also assist clients in finding the right property that aligns with their financial conditions. Time management is crucial to Kaaya Home Loans, ensuring that all operations, from loan applications to settlement, are carried out efficiently. By bridging the gap between clients' preferences and lender offers, they strive to deliver the best outcomes for their clients.

Other Info


Construction Loans

Owner Occupied Loans


Investment Properties

Languages Spoken


Years Experience


Reviews for Hem

Average Rating


Total Reviews


Arun John

Hem was an excellent broker from start to finish. He kept us informed at every step in a way that anyone could easily understand. Despite some unexpected finance issues, Hem and his team worked hard to quickly resolve them. Choosing Hem made the process smooth and easy, and we're thrilled to recommend his services.

February 2024

Pankaj Nepal

Shoutout to Hem, my mortgage guru! 🌟 Hem turned the daunting refinancing journey into a smooth ride. Quick responses and his expert advice – made the process way less stressful. If you're on the mortgage hunt, Hem's your go-to guy! 👏 #HappyHomeowner" …

December 2023

saurab basnet

Hem from Kaaya home loan service has been exceptional to work with. As the saying goes, anyone can provide service, but he truly understands the buyer's needs, offers excellent suggestions and recommendations, and promptly addresses every …

December 2023

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Hem Adhikari

Mortgage Broker
Kaaya Home Loans

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