Janine Carpenter

Russ L

Janine and her team provided an excellent and smooth service. They were very helpful and responsive in guiding me step-by-step through my first home loan process. I would highly recommend IMFS!

toni mundin

I can’t recommend Janine highly enough. From start to finish, her professionalism, knowledge, and attention to detail were absolutely outstanding. She made what could have been a stressful process feel smooth, clear, and completely manageable. Not only is she incredibly thorough and efficient, but she’s also genuinely lovely to deal with — approachable, patient, and always happy to answer any questions along the way. We always felt supported and confident that we were in the best hands. If you’re looking for a mortgage broker who truly goes above and beyond, she’s the one. Toni

Leanne H

Janine is passionate and dedicated to the work she does. She is personable, and worked hard to get us the best rates possible, ensuring our finance was confirmed quickly and efficiently for the settlement of buying our home. Would work with her again in a heart beat! In fact, have chosen her a few times over the last 10 years :)

Fiona Warnock

Janine Carpenter helped us 24 years ago when we purchased our home. She was amazing !! More recently we approached her when we purchased our new home. It was not an easy task due to the circumstances involved, but once again she was …

Evilfish rawling

Janine from In Mortgage & Finance Services really went above and beyond to help us secure our home loan. Her exceptional service and genuine care made the entire process smooth and stress-free. Highly recommend her!"

Jon T

Janine was an absolute SUPER STAR!! She pushed for the required documentation & information effectively from me to facilitate removing lender road blocks, & clearly explained the process in a very transparent fashion. …