Jim Barnes

About Jim Barnes

We are a mortgage broking business based in Mackay, working with buyers and owners across the region and the Whitsunday coast. We compare loans from a panel of lenders, work out what you can actually borrow, and handle the paperwork from the first conversation through to settlement.

Most of the people we see are buying a first home, upgrading, refinancing to a better rate, or borrowing for an investment property. We also work with self-employed clients, who often get knocked back by a bank because the income sits across a business rather than a payslip, and with people buying in regional postcodes where some lenders apply tighter rules.

We will tell you plainly if a loan does not stack up, and we will explain the fees, the rate and the term before you sign anything. If a lender says no, we will tell you why and what would need to change.