Josephine Luo

Mortgage Broker

Intelligent Financial Solutions

5.0 ( 12 Reviews)

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About Josephine Luo

Josephine Luo is a qualified Mortgage Broker with Intelligent Financial Solutions based in Hurstville, NSW. With 17 years of experience in banking and finance, she has helped many clients access loan options from banks and lenders across Australia. Her work at one of Australia’s major banks allowed her to guide clients from pre-approval to settlement while keeping a close eye on interest rates and loan amounts.

Her specialisation in home loans, refinancing, and tailored lending solutions means she can help clients understand their financial situation when buying a property. Whether clients are applying for a loan or exploring investment loans, she supports them through every step of the application process. Josephine also helps clients get pre-approved and explains how different factors affect their borrowing capacity in today’s property market.

Fluent in English, Cantonese and Mandarin, Josephine Luo effectively supports a diverse range of clients in finding the best loan options for their needs. Her dedication is to make the experience of applying for a loan as simple and stress-free as possible.

For expert advice on securing the best home loan or investment loan, get in touch with Intelligent Financial Solutions today and let Josephine Luo guide you on your property journey.

Check your Borrowing Capacity with Josephine Luo

Check Borrowing Capacity

Find out how much you may be able to borrow in less than 60 seconds.

Loan Health Check

Find out how much you may be able to save by refinancing to a better loan.

Book Appointment

Book an Appointment with Josephine Luo to see how they can help.

Reviews for Josephine Luo

5.0

12 Reviews

Veronica Yap

10 star if I could.Josephine Luo help me with my first mortgage and utilise government scheme to achieve the goal. The service is tailored to your personal situation and everything just seamless and stress free. Josephine is very patient and will answer any question you have during the process. Definitely recommend🙏🏼🙏🏼

Mindy Wu

Review for Josephine I highly recommend Josephine at Intelligent Finance Solutions. She done a great job and good communication, so I can successful to apply the home loan , 100% successful , well done .👍🙏😀 …

Rachel Adams

Josephine made my first home buying experience a great one. She explained everything in simple terms, guided me through the whole process, and found the right loan for my situation. I’d highly recommend her to anyone that is looking for a mortgage broker.

Daniel Ferguson

Josephine was professional, knowledgeable, and easy to work with. She explained everything clearly and made the process smooth and stress-free. Highly recommend her services!

Martin Young

Learnt a lot through the process of buying my first house thanks to Intelligent Financial solutions and in particular Josephine as she was our broker. She explained everything very well and answered any questions with a rapid response time. …

Cathy Lee

As first-time home buyers, we couldn’t have asked for a better broker than Josephine Luo. She has been incredibly helpful, patient, and supportive throughout the entire process. Josephine guided us every step of the way, answered all our …

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