Josh Carleton

Jen Williams

We had a wonderful experience with SMS, Josh was very easy to talk to, he gave us all his expertise and all the info we needed to reach our goals, he was very supportive and had so much confidence in us! We had a couple of instances with …

Annika Andersson

We have used Josh and the SMS team twice now.. both times they were very professional, efficient and just all around amazing. I highly recommend these guys if your looking for a great rate and an easy transition. Well done guys and thanks again!

Stacey Heath

GREAT SERVICE – Thank you so much Josh & Caroline for all your help through the entire process. We could not have done it without you. The stress of building your first home and getting your first home loan can be a bit overwhelming. I …

Miiss Shelly

Josh and his team deserve the full 5* due to their diligence, patience and advice they offered, during the process of getting our mortgage. We are very grateful to you all and look forward to laying the foundations very soon for our new home. Highly recommend!

Jake Butler

Josh and Thais were awesome. This was our first home loan and they made everything very easy for us. Product advice and communication was outstanding. Highly recommended

Kathleen O'Connor

Josh and his team were very knowledgeable, informative and caring. They went above and beyond to get me a mortgage specifically tailored to my needs and budget. They made my mortgage journey so easy and stress free, keeping me informed every step of the way. I would highly recommend Josh.