Mortgage Broker Kristie Gould is the Owner and Director of Mortgage Choice Warners Bay, where she's been helping clients across the Lake Macquarie and Newcastle regions for over nine years. She started her career as a Senior Mortgage Broker in 2017 before taking ownership of the business in 2022, and has built a team that's become one of the most highly rated in the area, with 226 five-star reviews across multiple platforms.
Kristie's approach is straightforward: she works through each client's situation properly to find a loan that genuinely fits, not just one that's easy to process. Whether you're a first home buyer navigating the process for the first time, refinancing to a more competitive rate, building a new home, or growing your investment portfolio, she takes the time to explain every step in plain language so you always know where things stand.
Her clients regularly highlight her patience, responsiveness, and ability to get results when others can't. She's also been recognised within the Mortgage Choice network, recently receiving an Aspire Award at the national conference.
If you're looking for a trusted mortgage broker in Warners Bay, Newcastle, or the surrounding areas, Mortgage Broker Kristie Gould and her team are available Monday to Friday with after-hours appointments on request.
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Erin Perger
We cannot recommend Cristina and Kristie highly enough! As first home buyers, my husband and I had lots of questions about our position and the whole process. We first connected with Cristina a year ago and from the very beginning she was incredibly helpful, patient and generous with her time. When we were finally ready to move forward, Cristina was there to guide us every step of the way. They made the whole process feel so much easier, no question was too small and they reassured us the whole way along. We’re so grateful to Cristina and Kristie for helping us get our very first home and would recommend them to anyone looking to buy.
Annalisa Kelly
My husband and I had such a fantastic experience working with Kristie from Mortgage Choice. As first home buyers, Kristie made us feel completely at ease, taking the time to explain everything in simple, easy-to-understand terms and guiding us through every step with professionalism, patience and care. Nothing was ever too much trouble, and she was always happy to answer our questions. We genuinely felt supported throughout the entire journey. We couldn't recommend Kristie highly enough to anyone looking for a knowledgeable, approachable, and reliable mortgage broker. Thank you for helping make our first home purchase such a positive experience!
Anna Hayes
The team at Mortgage Choice Warners Bay really held my hand through the purchase of my first house. Kristie was amazing, always making an effort to ensure I understood each step of the process and endlessly patient with me.
Luke Lord
Kristie and her team at mortgage choice make getting a new loan sorted for a new house effortless, they are informative and helpful throughout the whole process. Will definitely be using them again for purchases in the future
Tracey Muncaster
Thank you Kristie and Zoe, We were with a big bank for yrs but they wouldn’t help us and after trying several times we were referred to Kristie. All I can say is amazing she got us sorted it was fast and painless. We definitely wouldn’t hesitate to see her again she has made our lives financially free. I will definitely recommend her to anyone that needs help when the big banks won’t. Thank you thank you thank you so much appreciated xx
April Wood
Highly recommend Kristie and the team at Mortgage Choice. Their communication, knowledge, and guidance throughout the entire process were absolutely outstanding. I have, and will continue to, recommend Kristie and her team to anyone thinking of buying a home—look no further for a mortgage broker.
Areas Serviced
Specialties
First Home Buyers
Owner Occupied Loans
Property Investors
Loan Refinancing