Luke Harborne

Chloe Foster

Extremely happy with Luke and the team from IFA Mortgages and Finance. Luke has been so helpful in sorting our finances for our first home and we are super grateful. Luke is responsive, friendly, communicative and knowledgeable - he took a great deal of stress out of purchasing our first home and we would recommend him to anyone!

Anthony Siokos

I am pleased to provide a strong recommendation for Luke Harborne and his team at IFA Mortgages & Finance, including Sophie Tsimiklis and Adriana Valdez, as they have assisted us on several occasions. As always, Luke demonstrated a highly professional, knowledgeable, and client-focused approach. As a Senior Mortgage Broker, he took the time to understand our financial position and goals, providing clear, tailored advice and guiding us through each stage of the lending process with confidence and clarity. His ability to simplify complex financial decisions and identify the most suitable lending solutions made what can often be a stressful process both seamless and reassuring. What sets Luke and the IFA team apart is their communication standards. IFA Mortgages is built on a philosophy of trust, personalised support, and ongoing client relationships, not just transactional outcomes. Their approach ensures clients are supported from initial strategy through to settlement and beyond, with continued reviews and proactive communication to maintain long-term financial outcomes. Sophie Tsimiklis, in her role overseeing post-settlement, ensured that everything following approval was handled efficiently and professionally. Her attention to detail and clear communication provided confidence that all administrative and compliance aspects were being managed to a high standard. Adriana Valdez, as Client Portfolio Manager, has continued that high level of service beyond settlement. Her ongoing engagement and support reflect IFA's commitment to maintaining strong client relationships and ensuring loans remain aligned to changing financial needs over time. Collectively, Luke, Sophie, and Adriana represent a cohesive and high-performing team that genuinely prioritises their clients' best interests. Their responsiveness, professionalism, and commitment to going the extra mile are consistent with IFA's reputation for delivering personalised, stress-free mortgage solutions. We would not hesitate to recommend Luke Harborne and the IFA Mortgages team to anyone seeking expert mortgage advice and a long-term financial partner.

Molly Carroll

So grateful to Luke and the team at IFA for their incredible work. From buying our house 3 years ago, to refinancing, the whole process has been seamless and stress free. Luke’s knowledge of the market, open and friendly communication, and proactive approach to getting us a great rate is just unbelievable. Would give more than 5 stars if possible, and we are constantly telling our friends who are looking to buy to reach out to them. 10/10 service and approachability.

Harry Dale

My wife and I have been using Luke and the team since we bought our home in 2020. They communicate well, are on the front foot to let us know when a better deal is out there, and most importantly, always get us great rates! Highly recommend the whole team.

David S

The people at IFA Mortgages are professional, super-efficient & fantastic to deal with. They listened to our situation, offered advice & presented different loan (and bank) options. IFA was able to look after everything, making the whole process exciting, rather than stressful. They followed up before & after each milestone, from pre-approval through to settlement, keeping us updated all the way. Cannot speak highly enough of Luke & his team. ⭐⭐⭐⭐⭐

Matthew Dowling

Luke and team were wonderful to deal with. They supported us through funding our renovation with a comprehensive funding solution with our existing financier. Excellent communication and updates through the process. Would not hesitate to recommend.