Luke Whitbread is a professional mortgage broker and true Central Coast local, being born and bred here and is currently living at Norah Head. He graduated from MacKillop Catholic College in 2009 with a particular love and skill in Mathematics. Luke also excelled at golf (along with other sports) and this was his chosen path once he left school. His first role was with Wyong Golf Club where he completed a PGA of Australia Traineeship and was awarded the NSW/ACT PGA Rookie Player of the Year in 2014.
During these years developing as a professional golfer, Luke gained skills in Coaching, Customer Relations and Business Development within the industry. He continued to play golf professionally full time in Australasia, Asia, and Canada. In 2017, Mortgage Choice Erina identified these skills in customer service that Luke had as a natural part of his personality, coupled with his mathematics and problem solving abilities and invited him to be a welcomed addition to the team.
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71 Reviews
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Brightside Ventures
Been working with Luke now for a few years he is very approachable and easy to deal with. He also has a property portfolio so knows what suits us best. Highly recommend
Kate Ingrams
We have worked with mortage choice twice now. I can't rate them highly enough and have recommended to friends. luke and the team have been of great help in all aspects of the service. We have particularly aprpeciated the level of communication and provision of regular updates. Everything seems to run very smoothly and we have felt very well informed about our options. Thanks so much!
Amanda Marjanovic
We have used Luke from Mortgage Choice Erina for half a dozen different loans over the years, and we honestly wouldn’t go anywhere else. Some of our loans have been simple and straightforward, while others have been quite complex — and Luke and his team have handled every single one flawlessly. No matter the challenge, they’ve never missed a beat. Their communication is exceptional, they’re proactive, incredibly knowledgeable, and always one step ahead. What really sets Luke apart is his ability to make even the most complicated situations feel manageable and stress-free. We have complete trust in his advice and guidance, and we always know we’re in the best possible hands. We couldn’t recommend Luke and the Mortgage Choice Erina team more highly. Absolutely amazing at every turn!
Peter Schulz
We have been using Mortgage Choice Erina's services for several years now and the results we have been able to achieve are excellent. Every question is answered in a timely fashion, all deadlines are met and we have not had any problems whatsoever - Luke is a star! We have no hesitation to recommend Mortgage Choice Erina's services and we will continue to use them going forward!
Jake Orford
Luke and the team were amazing throughout the process of buying our first home. Communication was always timely, respectful and productive. We felt very supported using their service and I would highly recommend them.
Josh N
⭐⭐⭐⭐⭐ The team at Mortgage Choice Erina are exceptional—professional, knowledgeable, and genuinely attentive throughout the entire process. They made all aspects of finance easy to understand and supported us every step of the way, from purchasing land through to building and refinancing. Luke and the team consistently went above and beyond to ensure we felt informed and confident in our decisions. They truly are the best, and I couldn’t recommend Mortgage Choice Erina highly enough.
Areas Serviced
Specialties
Investment Properties
Self Employed Options
Owner Occupied Loans
First Home Buyers