Lumbini Wekunagoda is a professional mortgage broker based in Melbourne. With years of experience in the industry, Lumbini is an expert in assisting clients with various loan requirements, including first home buyers, re-financing, car loans, and complicated investment purchases.
Lumbini doesn't just provide loans to clients but also educates and empowers them throughout the process. This is because she finds enormous satisfaction in helping people achieve their goals and educating them. Seeing clients in a better position after she has assisted them gives Lumbini a huge buzz.
Lumbini's boutique mortgage broker firm, Mel Finance, prides itself on providing clients with an efficient, flexible, and personalized service. Unlike large corporate giants, Mel Finance offers a local approach, making it easy for clients to get in touch with the team and receive timely assistance with any queries.
As an innovative broker company, Mel Finance uses advanced technology to provide clients with the best possible service. They offer a free property report, prepared by a leading property data solution company in Australia, exclusively for their Melbourne clients. Mel Finance's comprehensive software allows them to compare clients' needs with over 100's of offers from different lenders. They then present a list of home loan options that include details such as rates, terms, fees, charges, and repayments, explained in simple language, without any technical jargon.
If you're looking for a mortgage broker that can save you both time and money, look no further than Lumbini Wekunagoda and Mel Finance. Contact them today to start your loan application process and experience their seamless service.
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206 Reviews
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Seraphina Teo
I heard about Lumbini through a friend, and he honestly was incredible! He helped clearly explain my options and guided me in selecting the best option. He doesn't just care about a one off transaction, but is super relational and reliable for the long term. As a first home buyer, Lumbini helped me gain real estate literacy and understanding, assured me throughout the whole process, and was always one call away when I needed him. I recommend him to anyone looking to buy a property, refinance, or anything real estate related! 10/10 service.
Kira L
Lumbini was such a great help - from explaining the mortgage process to guiding me through buying my first house he has been so helpful and supportive. He works quickly and efficiently but also detail oriented - the whole process was very smooth as a FHB. He's also very friendly and passionate about his work and will help you through every step of the process. I've had a great experience and already recommended to all my friends and family :)
Kav
Highly recommend!! I was lost as to where to begin when I wanted to buy a property at the age of 23. I had no idea how to even deal all the paperwork let alone who to approach about it. I went to so many people to learn more about the subject and to educate myself.. and I felt as if I could not trust many of the brokers until I met Lumbini, at Mel Finance. Right after the first phone call he had swiftly addressed most of my concerns and literally gave me a step by step outlining of the process. That's when knew that I finally found the right place. Knowing exactly what was required relieved a great weight off of my shoulders. They addressed my every problem and guided me through every step of the way. Mel finances had different experts to support throughout the entire process, which was quite convenient. Two weeks after I approached them I was looking at settling the loan for my dream house. Hats off to Lumbini for helping me secure a position in the property market at such a young age. I feel indebted to their personalised customer care, for not only making me feel valued but getting the job done. I couldn't have done it without the help of these guys!
Darryl Smith
Fantastic service Highly recommend Was recommended another broker by a friend but after a Google search and reading the great reviews I decided to give Lumbini a call, so glad I did! Lumbini was upfront, honest and professional from start to finish. He explained the pros and cons of all available loan packages and always made himself available to answer questions. Can’t recommend Lumbini enough, Thanks
Damian O’Donohue
Lumbini at Mel Finance Mortgage Brokers came highly recommended from a family member who had used his services - and I would not hesitate to further recommend him to anyone in need of a broker. Lumbini was friendly, professional, responsive, and made what can be a complicated and stressful process - simple and stress free. Communication was clear and to the point, and all support services were provided with regards to a smooth settlement. We couldn't be more happy with the service and outcome... thanks Lumbini!
indira grg
Where do I start? I wish I could give you more than 5 stars. We were initially frustrated and feeling defeated with getting loans and buying our first home because every mortgage broker kept ghosting us or saying to wait and come back when our situation changed. I was on a partner visa and only my husband was a permanent resident, which made it even more challenging. Both independent brokers and those from banks kept pushing us away. That’s when we found Lumbini, an excellent mortgage broker. Lumbini made our first home-buying journey so stress-free and smooth. He took the time to help us understand the process and worked incredibly hard to achieve our goal. A significant highlight was when I got my permanent residency in the middle of the house-buying process. Despite having all loans and contracts signed with a previous bank, Lumbini impressed us by securing a loan with different lenders who waived LMI (special condition). He got our loan approved in just two days! Lumbini was attentive with our emails and clear and transparent with communication. He worked tirelessly to ensure our house-buying experience was smooth and hassle-free. I wholeheartedly recommend his services to anyone in need of expert guidance in the mortgage arena. Thank you, Lumbini, for your exceptional support and expertise! You are excellent at what you do, and we are thankful that we came across your work through a Google recommendation.- Indira and Hem.
Areas Serviced
Specialties
Finance broker
Memberships
Mortgage & Finance Association of Australia (MFAA)
Experience
Broker Since: 2012