Mel Sawyer is your dedicated mortgage broker and the proud owner of Down to Earth Mortgage Broking. Mel is on a mission to empower everyday Aussies to buy their own home and work towards financial freedom. Whether you’re aiming for a debt-free retirement or strategically managing debt for passive income and capital growth, Mel is here to create a plan that works for you.
What sets Mel apart is her unique perspective as both an on-the-ground investor/renovator and a compassionate number-crunching advisor. Her extensive experience in buying, renovating, selling, subdividing, building, releasing equity, and buying again allows her to guide you every step of the way. Mel believes that buying an investment property is a lot easier than buying your first home, and she wants to be the one to show you how.
Mel is friendly, practical, upfront, and genuine. She takes great care of her clients and ensures that no question is ever considered silly. Mel thrives on building strong relationships, and the best part of her job is getting to know really good people and sharing their journey.
Local to Mandurah, WA, Mel is available to meet face-to-face or connect remotely via phone calls, Teams, or FaceTime. She always acts with the highest standard of integrity and trust towards everyone she deals with, including clients, partners, and her panel of lenders.
So if you’re interested in working with someone who is personable, strategic, and dedicated to delivering the best results for you every time, reach out. Contact your Mortgage Broker Mel Sawyer at Down to Earth Mortgage Broking and let us help you from the ground up.
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26 Reviews
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Catherine Mccabe
We can’t recommend Mel, highly enough! As first-land buyers, the mortgage process felt overwhelming at first, but she supported us every step of the way. She took the time to explain everything clearly, answer all our questions and make sure we felt confident throughout the entire process. Not only is she incredibly knowledgeable and professional, but she’s also a genuinely wonderful person and a great friend. We’re so grateful for her guidance and support in helping us secure our first mortgage. If you’re looking for a mortgage broker who truly cares and goes above and beyond, we would recommend her again and again!
Troy Sanders
Down to earth provided great service when we needed a house loan. Our situation was complicated as there was a business, a trust and multiple assets. We were also buying in the Pilbara which adds extra difficulties. Mel worked with us to get the best finance. She communicated every step of the way. Her thoroughness and understanding of our situation was pivotal and n us getting the finance required in time. I would highly reccomend Mel and Down to Earth Mortgage Broking!
Ryan Wiltshire
Made things easy to understand and found the best deal for us
Emilie Johnstone-Maher
Highly recommend Mel! She was so helpful, so quick to respond and made buying our first home a breeze! No question was a dumb question and felt like I could ask her anything. Thanks Mel!
kirsty hawkes
Down To Earth Mortgage made the whole home loan process effortless. Mel was well informed and guided us every step of the way, explaining options clearly and answering questions quickly. She consistently exceeded our expectations on turnaround times and kept everything moving quickly and smoothly. Professional, personable and reliable — an absolute pleasure to deal with. Highly recommend Down To Earth to anyone seeking a stress-free mortgage experience.
Amanda Brownlie
Mel was always willing to help, even with my prolonged divorce and sole trader business she was always there to answer any of my questions and learn as we went along. When it came time to process everything she was very thorough, and made the process easy to understand and follow, I have never had a mortgage before so was quite a daunting experience. I can’t thank Mel enough for her support during a very difficult time.
Areas Serviced
Specialties
First Home Buyers
Investment Properties
Loan Refinancing
Owner Occupied Loans