Melissa Gielnik

Michelle Creed

Melissa and the smart lending team have never let us down. Through initial property purchases, investments and refinancing, everything has been handled with professionalism and efficiency. Would absolutely recommend their services.

Kelly Cardona

Thank you to Melissa, Courtney, and the entire Smart Lending team for making our refinancing process so smooth and stress-free. We truly appreciate the extra effort, support, and communication provided throughout the journey. We have used Smart Lending on multiple occasions, and every experience has been positive. The team consistently delivers exceptional customer service, professional advice, and a seamless process from start to finish. We highly recommend Smart Lending to anyone looking for reliable, friendly, and knowledgeable lending specialists. Thank you again for your outstanding service! 😊

Toby Truong

Experience was sensational! Melissa and Courtney are super stars and are always happy to help and answer all questions. Smart Lending is above and beyond! 10/10 highly recommend 👌

Sophie Cachia

Melissa and then Smart Lending team were so helpful in helping me purchase my dream family home. Even after hitting some hurdles, they assured me they'd be able to sort it out for me and find away to make my purchase happen. I love working with them team and look forward to again in the future!

Hollie Tanti

Melissa and the team at Smart Lending were absolutely fantastic to work with. They made the entire process feel simple and stress-free, with clear communication every step of the way. Everything was handled quickly and efficiently, and nothing ever felt like too much trouble. This is our second time going through Smart Lending and we wouldn’t trust anyone else with the process. Highly recommend Melissa and her team if you’re looking for knowledgeable, reliable and supportive service.

Samantha Kettle

Before going to Smart Lending my husband and I had a meeting with a different broker from another company and we left that meeting feeling sad, deflated, worried and a little dumb because we didn’t quite understand all the banking terms he was using. In one meeting with Melissa we had approval for more than enough to buy our family home (with very competitive interest rates) and were made to feel so confident about the process and decisions. Melissa was great at making sure we understood everything. The team at Smart Lending are professional, efficient, down to earth, knowledgeable and more than capable. She exceeded all our expectations when it come to meeting with a broker, after having that bad experience the first time. Since using Smart Lending I have been strongly recommending them to family and friends, two of which have since had the pleasure of having similar experiences to me - nothing but the best to say about the team! Thank you for all your help guys, we cannot wait to move into our new home ☺️