🔹 Mortgage Broker at Andor Financial | Passion for Empowering First-Time Buyers & Investors | Melbourne-based Finance Specialist 🔹
Hey there, I'm Michael Cirillo! I'm a dedicated finance specialist with a passion for guiding individuals through pivotal financial milestones, be it their first property purchase or delving into the realm of property investment. Why? Because I firmly believe in the power of financial education and guidance, especially when treading unfamiliar territory.
What sets me apart?
● 💼 My own journey mirrors those I guide: I'm walking the same path and understand the unique challenges and aspirations.
● 🤝 My laid-back yet hands-on approach ensures you feel supported and understood throughout our journey together.
● 🛠 I bring a vast network of trusted professionals including financial planners, solicitors, buyer’s advocates, accountants & tax advisors, conveyancers, building inspectors and more, to give you a holistic experience.
Who do I resonate with the most?
● First-time property buyers.
● Individuals aiming to upgrade their homes.
● Aspiring first-time property investors.
Why I'm the ideal guide for you?
● 🔍 I deeply understand the desires for financial security, independence, and quality time.
● 💡 I recognise the challenges many face, such as cost of living pressures, inflation, competition, and time constraints.
● 📈 With a keen focus on goal setting, I help clients visualise short, medium, and long-term objectives.
● 🛡 I offer specialised knowledge in first homebuyer schemes, both government-led and lender-specific.
● 🖥 I have access to innovative tools tailor-made for first-time buyers.
If you're looking to embark on a journey towards financial freedom, and value having someone by your side who's on the same path, let's connect!
https://calendly.com/michael-andorfinancial/quick-call
5.0
57 Reviews
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Alice Albon
Michael was extremely helpful in taking me through the process of buying my first home. He is a flexible and reliable communicator and was very reassuring from our initial conversation all the way to signing the contract of sale. Michael was always prompt to answer any and all questions I had throughout the process and always made an effort to contact real estate agents, solicitors etc. on my behalf. You’ll be impressed by Michael’s wealth of knowledge and contacts in the industry, his approach made the process as smooth and stress free as possible. I could not recommend Michael highly enough - 5 stars!
Troy
Michaels help and experience through the whole loan process has been so incredibly invaluable to us. From our very first meeting and not really knowing which direction we wanted to take, Michael helped walk us through three very different scenarios which gave us the confidence we needed to make an informed financial decision. I honestly can't imagine going through this process without Michael's attention to detail and support. His kind a friendly approach has made it feel pretty seamless and we can't thank him enough. Will absolutely be recommending him to all our friends. There is no-one better!
Lauren
Michael went above and beyond to help us through the whole lending process. We went into it with very little knowledge and Michael provided us all the information and confidence we needed. He was efficient, kind and easy to work with. Every step of the way we could tell that Michael was doing everything in his power to get us the best results and he really cared about making sure we got the best outcome. Couldn't recommend him more!
Matthew Falzon
Working with Michael at Andor Financial was a breeze! He’s incredibly friendly, and his advice was spot on every step of the way. Nothing was ever too hard for him—he made everything feel easy and manageable. Highly recommend him to anyone looking for a mortgage broker who genuinely cares and makes the process enjoyable!
Hannah Pavlovic
I’ve been working with Michael for a few months now and every part of this process which I thought could be overwhelming at times has been so incredibly easy and that’s all thanks to Michael. Michael has such a wealth of knowledge and his guidance throughout the process has been invaluable, especially having started this journey with a very limited knowledge of anything finance related. He has been such a pleasure to deal with, always contactable when I had a question and so helpful with every bit of advice. I would happily recommend him to any of my family and friends about to embark on the home buying journey!!
Emily Bartush
If I could give more than 5 stars, I would! Beginning the process of purchasing our first home was overwhelming and quite anxiety-provoking for me. Starting with zero financial knowledge and experience, I felt so at ease having Michael beside us at every step and stage. From the first meeting until the moment of typing this review, he has been reliable, supportive, knowledgeable, patient, adaptable and personable. Everything you could want and more in a broker, but he's also just an overall awesome human. Michael makes everything so seamless from a buyer's perspective and actually brings enjoyment to the process along the way. I cannot recommend his services enough and I'm so glad we found him to guide us on this journey.
Areas Serviced
Specialties
First Home Buyers
First Time Property Investors
Refinances
Existing Loan Reviews
Memberships
Mortgage & Finance Association of Australia (MFAA)
Australian Financial Complaints Authority (AFCA)
Qualifications
Bachelor of Commerce (Finance)
Diploma of Finance & Mortgage Broking Management
Advanced Diploma of Financial Planning
Languages
English
Experience
Lender Count: 36
Broker Since: 2020