πΉ Mortgage Broker at Andor Financial | Passion for Empowering First-Time Buyers & Investors | Melbourne-based Finance Specialist πΉ
Hey there, I'm Michael Cirillo! I'm a dedicated finance specialist with a passion for guiding individuals through pivotal financial milestones, be it their first property purchase or delving into the realm of property investment. Why? Because I firmly believe in the power of financial education and guidance, especially when treading unfamiliar territory.
What sets me apart?
β πΌ My own journey mirrors those I guide: I'm walking the same path and understand the unique challenges and aspirations.
β π€ My laid-back yet hands-on approach ensures you feel supported and understood throughout our journey together.
β π I bring a vast network of trusted professionals including financial planners, solicitors, buyerβs advocates, accountants & tax advisors, conveyancers, building inspectors and more, to give you a holistic experience.
Who do I resonate with the most?
β First-time property buyers.
β Individuals aiming to upgrade their homes.
β Aspiring first-time property investors.
Why I'm the ideal guide for you?
β π I deeply understand the desires for financial security, independence, and quality time.
β π‘ I recognise the challenges many face, such as cost of living pressures, inflation, competition, and time constraints.
β π With a keen focus on goal setting, I help clients visualise short, medium, and long-term objectives.
β π‘ I offer specialised knowledge in first homebuyer schemes, both government-led and lender-specific.
β π₯ I have access to innovative tools tailor-made for first-time buyers.
If you're looking to embark on a journey towards financial freedom, and value having someone by your side who's on the same path, let's connect!
https://calendly.com/michael-andorfinancial/quick-call
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85 Reviews
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Aiden Spence
Michael is incredibly knowledgeable and a fantastic communicator. He is both a great professional and human being.
Kim Freeman
Michael and the Andor team are amazing. Super helpful and took the time to help us find a way to get a loan, despite me being a sole trader with complex finances. Could not recommend anyone more to help you reach your dreams of home ownership. Thanks mate!
James Francis
Michael is incredibly knowledgable in the subject matter, which allows him to not only get you the best rate, but also explain it in simple terms to people who don't come from the industry. Working with Michael can be described as ''easy''. I always know exactly where my process is up to, what comes next, and what risks or challenges to expect. He's also incredibly proactive in following up, ensuring that with any rate changes, i'm still on the best product for my circumstances. Would happily recommend Michael.
Allan Pooley
Michael has a real gift for breaking down complex concepts into straightforward language. He listened to the details of my financial situation and my goals for the future, and walked me through every stage, clarified my misconceptions, and ensured I felt confident in each decision I was making.
Donne Opperman
Michael is always helpful, honest and well informed. Couldnβt recommend him more and in fact weβve recommended him to many people already
Stephen Wright
Michael and the team were so easy to deal with. They made us feel like no question was too silly or annoying.
Areas Serviced
Specialties
First Home Buyers
First Time Property Investors
Existing Loan Reviews
Refinance
Memberships
Mortgage & Finance Association of Australia (MFAA)
Australian Financial Complaints Authority (AFCA)
Qualifications
Bachelor of Commerce (Finance)
Diploma of Finance & Mortgage Broking Management
Advanced Diploma of Financial Planning
Languages
English
Experience
Lender Count: 36
Broker Since: 2020