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Michael Johnson

Mortgage Broker

5 (3 Reviews)

About Michael

Michael Johnson is a professional Mortgage Broker who holds the prestigious title of Branch Principal at Rate Money, The Hills. In the last two and a half years, Michael and his team have built a robust partnership with their local referrers, including mortgage brokers, and settled over $2 billion worth of loans. As the winner of "The Branch of the Year – 2021," Michael takes pride in assisting Self-Employed clients with unique lending solutions that cater to their specific circumstances.

Michael believes that every Self-Employed client has their own set of circumstances that rarely fit into regular bank boxes. Therefore, his team at The Hills branch provides a range of lending solutions for clients, such as easy-doc home loans, commercial property loans, SMSF loans, investment loans, and even NDIS property investment loans. Michael understands that it can be challenging for clients to keep up with tax and paperwork, and therefore, only requires an accountant's declaration for purchasing or refinancing with Rate Money.

At Rate Money, The Hills, Michael ensures that the Self-Employed are not punished with unnecessary fees and charges. Instead, his team rewards clients with excellent rates, great service, and the respect they deserve. Additionally, Rate Money can offer up to $2.5 million in equity release, which is often hard to come by with other lenders.

Unlike other lenders, Rate Money doesn't require clients to be in business for at least two years to discuss their loan. In fact, they offer a loan after just 12 months in business. Clients can also save a fortune by consolidating all their high-interest debts into a new Rate Money low-interest home loan, including tax debt, credit cards, and car loans. Michael and his team understand that Lender's Mortgage Insurance is not beneficial to clients and therefore, do not charge it.

Overall, Michael Johnson and Rate Money, The Hills, are dedicated to providing tailored lending solutions to the Self-Employed that help them achieve their financial goals without unnecessary fees or charges.

Other Info


Investment Properties

Loan Refinancing

Construction Loans

Property Investors

Languages Spoken


Reviews for Michael

Average Rating


Total Reviews


Lili Cao

Exceptional Service and Expertise - 5 Stars! I recently had the pleasure of working with Michael Johnson from Rate Money, and …

September 2023

Prashant Kumar

Top team, top services..Michael and team is amazing:)

September 2023

Henrys HowTos

MJ and the team are literally the only people you should think of when you need a broker!! We were constantly stuffed around by other brokers but once we approached rate money it all changed! Michael and Raz guided us and kept in touch every step of the way and got us an approval within days! If there was an option for 6 stars I wouldn’t hesitate to give it! Thanks again team 🙏

April 2023

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Michael Johnson

Mortgage Broker
Rate Money - The Hills

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