Expert Asset & Commercial Finance Solutions with 15+ Years of Industry Insight
Strategic Finance for Growth-Minded Businesses
With over 15 years of deep-rooted experience across the automotive and financial sectors, Michael Russell is a Commercial Finance Broker who provides more than just a loan, he delivers a strategic financial advantage. As the Managing Director of Finwave, Michael’s unique background (starting in major automotive dealerships before transitioning to senior finance roles) gives him an "inside look" at how to structure deals that lenders actually approve.
Why Clients Partner with Michael:
Whether you are a sole trader looking for a low-doc vehicle setup or a corporation requiring complex construction funding, Michael’s approach is built on three pillars: Speed, Strategy, and Certainty.
Specialist Areas of Expertise:
Business Auto & Heavy Machinery: Specialised funding for yellow goods, trucks, and fleet expansions.
Commercial Construction & Development: Expertise in Adelaide’s growing construction sector and mid-tier developments.
Cash Flow & Working Capital: Helping businesses unlock equity to fuel rapid growth.
Debt Restructuring: Turning complex financial situations into manageable, scalable debt structures.
Consumer & Personal Loans: Seamless, competitive options for high-net-worth individuals and families.
Professional Philosophy:
"At Finwave, we don't just find a rate; we find a result. My goal is to empower Australian business owners and individuals by removing the friction from the lending process, allowing you to focus on what you do best."
Industry Credentials:
Michael Russell is an active member of leading professional financial associations, ensuring his clients always benefit from the latest industry standards, compliance, and exclusive lender products.
5.0
31 Reviews
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RV & Caravan Club Australia
Michael did a fantastic job and kept me informed throughout the entire process. His communication was excellent, and he made everything smooth and stress-free. Thank you for all your help and support!
Grace Thorne
Michael was absolutely brilliant. From the get-go he was professional, informative and friendly and got the job done! Highly recommended!
ricky stewart
Excellent service and fast loan , took not even 2 days . Cheers Michael, Will definitely be using you again for future loans for my business
Rj Kyle
Used Joe and Michael to assist us with accessing finance for a business purchase. The service was exceptional. Stoked with the service Finwave provided.
Ben Thomas
We can't thank Joe and Michael enough for the incredible effort they put in to secure our loan. They truly went above and beyond throughout the entire process, working consistently behind the scenes to make it all come together. Both being extremely knowledable and able to answer Our many, many! Questions promptly and professionally everytime which made all the difference to our peace of mind, Their dedication is unmatched. We would choose them time and time again and we plan to. They genuinely cared about giving us the best possible outcome and didn't give up no matter how many obstacles we gave them. We highly recommend them. Absolutely amazing service! Thanks for making our dream come true cheers ben and jesse
Niamh Holliday
Michael was great in our recent loan application. He kept in regular contact and was super efficient. Highly recommended.
Areas Serviced
Specialties
Commercial Asset & Equipment Finance
Commercial Real Estate & Construction Finance
Working Capital & Cash Flow Solutions
Strategic Debt Restructuring & Refinancing
Memberships
FBAA
AFCA
Experience
Lender Count: 80