Michael Wu is a professional Mortgage Broker and the founder of 10X Home Lending which empowers clients by helping them choose the right lending solutions for their needs. They believe in Education-Based Lending and they guide their clients through the minefield by sourcing the right lending solution for them, based on their objectives, requirements, and risk profiles.
Michael's qualifications include:
• Diploma of Financial Services (Finance/Mortgage Broking Management)
• Diploma of Financial Services (Financial Planning)
• Bachelor of Business (Accountancy)
• Certificate IV in Finance and Mortgage Broking
• Certificate IV in Banking Services
In addition to these qualifications, Michael's is a Full Member of Mortgage and Finance Association of Australia (MFAA).
About 10X Home Lending
10X Home Lending is on a mission to helping clients magnify their property success by offering them tailored lending solutions. Michael founded this business after realising that many people were not getting the personalised service they deserve, nor were they getting the very best deal available to them – which is all that one bank/lender can offer.
By contrast, 10X Home Lending offers a personalised service that works around their customer’s busy schedule – as well as working with many banks and lenders to ensure their clients have options and that they have access to the very best deal available to them.
The company is here to empower clients and to help them navigate the muddy waters of lending. They offer guidance every step of the way so that they can get ahead financially and maximise their property success throughout their life journey.
This Melbourne-based company is 100% committed to helping clients achieve their dreams and goals no matter where they are. 10X Home Lending educates people on all the lending options available so they can find the perfect one for them, the one that will work for their best interest.
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Stan C
Highly recommend! Great communication throughout the whole process, always responsive to any questions, and took the time to explain everything clearly. Very friendly, professional, and made the mortgage process smooth and stress-free. Thank you Michael!
Brad Whitaker
Michael & the team at 10X deserve more than 5 stars for their care and attention with our recent new home purchase. We will be recommending 10X to all our friends & family who need a broker that takes the time to understand your situation, find you the right home loan & make the process quick & painless. An absolutely delightful experience - thankyou Michael.
Sami
Michael has been our mortgage broker for more than 5 years. He's helped us with our original home loan, a refinance, and mortgages for multiple properties along the way. He's always patient in explaining our options, and every time he's gotten us the best result we could hope for. I can't recommend him enough.
Tom Atkins
Michael was super helpful and responsive, and made our home loan application process amazingly easy.
Nick
Michael has been absolutely incredible throughout our entire home buying journey. As first home buyers, we had a lot of questions and uncertainty, but he guided us through every step with clarity, patience and honesty. He genuinely went above and beyond for us — from securing a great interest rate to pushing our application through quickly and keeping everything on track. He was always available, super responsive, and made what could have been a stressful process feel smooth and manageable. We honestly wouldn’t be in the position we are in without him. His knowledge, work ethic and care for his clients really stands out. Couldn’t recommend Michael highly enough — if you’re looking for a mortgage broker who actually looks after you, he’s your guy.
Darren Flaks
Michael is extremely knowledgeable, patient and honest. He helped us both refinance and acquire the best set up for a new mortgage. He gave us unbiased advice and was receptive to our preferences during the process. Highly recommend!
Areas Serviced
Specialties
Owner Occupied Loans
Property Investors
Loan Refinancing
Home Loan Refinance