Michael Xia

Richard Wang

Michael and the team at Mortgage Channel are exceptional. From the get go, Michael was extremely helpful in providing tailored advice and helping me see through all the noise that's out there. I really appreciated Michael's patience and no BS approach. I feel really confident in having Michael as part of my property investing "team"

G H

I’ve had such an excellent experience working with Mortgage Channel, particularly Jeff and Michael. They’ve managed multiple loan applications simultaneously, alongside refinancing existing loans, while also dealing with a couple of unexpected challenges along the way. Despite some pretty tight time frames, they’ve always made the whole process feel under control. Michael has been incredibly generous with his time, consistently patient, responsive and happy to explain the different options available, particularly around loan structuring and portfolio modelling. What really stood out was that they looked beyond simply getting the loans approved and helped me understand how different decisions could impact my longer-term financial and property goals. He has made me feel like he’s genuinely invested in my long-term success, rather than just the transaction at hand. That’s something I’ve really valued throughout the process. A shout-out also goes to Louise and Patricia as well for all their help along the way too! Thank you! 😊 I couldn’t recommend Mortgage Channel highly enough and I look forward to working with them again in the future.

Jack Zheng

We had a fantastic experience working with Michael and his team at Mortgage Channel on a complex SMSF property purchase in Armidale. SMSF lending is notoriously tricky — limited lenders, strict documentation requirements, and tight timeframes — but Michael guided us through every step with patience and clear communication, from initial structuring advice right through to unconditional approval. He was proactive in managing the lender's SLA, kept us updated throughout, and made what could have been a stressful process feel manageable. Highly recommend Michael and the Mortgage Channel team for anyone navigating SMSF or more complex lending scenarios.

Jay Kaler

Great experience with Michael and the team. If you’re an investor, reach out to these guys!

Takayuki Hatanaka

Thanks Michael for always helping us get the best rates. Highly recommend.

R W

We have been using Mortgage channel for many years now. Michael Xia and his team are by no doubt, the best mortgage brokers in Australia. We had a complex loan set up which we thought would take some time to get sorted but we were able to refinance without any issues thanks to their experienced team. We would highly recommend them to anyone. Cheers, Rod & Emma