Morgan Owen

Poppy Lane Flowers

I couldn’t be happier with the service I received from Morgan and the team at Penny Finance. Morgan was incredibly professional, knowledgeable and supportive throughout the entire process. She made what could have been a stressful and complicated experience feel easy and straightforward. Morgan was always available to answer my questions, explained everything clearly, and genuinely took the time to understand what I needed. I felt that she was always working in my best interests and went above and beyond to achieve a great outcome. The communication was fantastic from start to finish, and I always felt informed and looked after. It’s rare to find someone who combines such a high level of professionalism with such a friendly and personal approach. I would highly recommend Morgan and Penny Finance to anyone looking for a mortgage broker who is knowledgeable, trustworthy and genuinely cares about their clients. Thank you, Morgan, for all your hard work and for making the whole process so much easier! Rhian

Brad Lovelock

Found Penny finance on insta and they’re the real deal! Vas was amazing the whole way through our process and Morgan is a good human to support. We got presented with the best options for a quick a successful application and the process was super simple. The whole team is responsive and I highly recommend them to navigate the journey with regardless of where you’re at in your financial journey!

mackenzie blair

Morgan and the team were super helpful with our refinance. They made it easy and simple. Could tell how much they care about helping people.

Shiralee Wooding

Morgan and her team are a highly experienced and professional group to deal with. Responsive and not afraid to push for results for their valued clients.

Jason Landon

Morgan at Penny Finance is a gun. Made the whole mortgage process dead simple, kept me in the loop the whole way. Zero stress, zero BS. Communication was top tier from start to finish, and the fact they service Australia wide was a game changer for me. No being locked into a local broker who only knows one corner of the market. The biggest value though is the deep care and strategy they put into understanding your personal goals and matching you with the right terms. Honestly the best mortgage broker I've dealt with.

Joe Hartney

We recently refinanced our home loan with Morgan, William, Finn and the team at Penny Finance, and we genuinely couldn’t be happier. Our financial situation isn’t straightforward — it’s quite complex, but they took it all on with complete ease and confidence. Nothing ever felt “too hard” or overwhelming for them. They handled every detail seamlessly and made what could have been a stressful process feel smooth and manageable. Their communication was outstanding, we were kept informed at every stage, and they worked incredibly hard to secure us a fantastic outcome. It truly felt like they were in our corner the entire time. If you’re looking to refinance, especially if your situation isn’t simple. I can’t recommend Morgan, William, Finn and the team at Penny Finance highly enough. Five stars all the way! ⭐⭐⭐⭐⭐