Morgan Owen is a professional mortgage broker and dynamic entrepreneur who is passionate about all things related to loans, mortgages, finance, and personal cash flow. As the founder of Penny Finance, she has established herself as an expert in the field, constantly challenging the status quo and refusing to take no for an answer, even when it comes to the banks.
With a natural inclination for planning and organisation, Morgan is a thinker and problem solver at heart. Her unique superpower is her empathy, which she uses to connect with and inspire those around her. By understanding people's needs and aspirations, she helps them achieve their goals, plan for success, and build financial independence.
Morgan firmly believes that the home loan process should be simple and stress-free. That's why she emphasises the importance of working with a great Mortgage Broker. Unlike traditional banks and brokers who prioritise their own interests, Morgan and her team at Penny Finance consider your home loan as an integral part of your overall financial plan. They strive to help you save money, optimise your cash flow, and create wealth through wise financial decisions.
At Penny Finance, the team recognises that buying a home is a deeply personal experience with significant impact. They understand the real challenges and high stakes involved. That's why their advice is not only professional but also deeply personal and impactful. With their focus on people, value, and progress, they simplify the complex and provide tailored solutions for each individual's unique circumstances.
Regardless of where you are in life or your current financial journey, Morgan and her team are here to help you take the next confident step. They offer a free discovery session to understand your needs and provide you with a chance to ask any pressing questions. Based on your requirements, they will suggest a Penny Strategy Session that aligns with your specific goals and aspirations.
With Morgan Owen and Penny Finance by your side, you can navigate the world of finance with confidence and achieve your financial dreams.
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66 Reviews
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Brad Lovelock
Found Penny finance on insta and they’re the real deal! Vas was amazing the whole way through our process and Morgan is a good human to support. We got presented with the best options for a quick a successful application and the process was super simple. The whole team is responsive and I highly recommend them to navigate the journey with regardless of where you’re at in your financial journey!
Shiralee Wooding
Morgan and her team are a highly experienced and professional group to deal with. Responsive and not afraid to push for results for their valued clients.
mackenzie blair
Morgan and the team were super helpful with our refinance. They made it easy and simple. Could tell how much they care about helping people.
Jason Landon
Morgan at Penny Finance is a gun. Made the whole mortgage process dead simple, kept me in the loop the whole way. Zero stress, zero BS. Communication was top tier from start to finish, and the fact they service Australia wide was a game changer for me. No being locked into a local broker who only knows one corner of the market. The biggest value though is the deep care and strategy they put into understanding your personal goals and matching you with the right terms. Honestly the best mortgage broker I've dealt with.
Joe Hartney
We recently refinanced our home loan with Morgan, William, Finn and the team at Penny Finance, and we genuinely couldn’t be happier. Our financial situation isn’t straightforward — it’s quite complex, but they took it all on with complete ease and confidence. Nothing ever felt “too hard” or overwhelming for them. They handled every detail seamlessly and made what could have been a stressful process feel smooth and manageable. Their communication was outstanding, we were kept informed at every stage, and they worked incredibly hard to secure us a fantastic outcome. It truly felt like they were in our corner the entire time. If you’re looking to refinance, especially if your situation isn’t simple. I can’t recommend Morgan, William, Finn and the team at Penny Finance highly enough. Five stars all the way! ⭐⭐⭐⭐⭐
Claudia
We would like to thank the Penny Finance team so much for helping us get into our new place. They hustled and arranged everything in record time for us to settle. They made what is a very daunting process seem super simple. Morgan was fantastic at helping us set realistic goals and map out our financial roadmap to achieve it. The team were always available to assist us with any enquiry we had and made the time to check in with us throughout the process. 100% would recommend Penny Finance to anyone looking to purchase their first home.
Areas Serviced
Specialties
First Home Buyers
Property Investors
Owner Occupied Loans
Business Finance
Experience
Broker Since: 2017
Captial Cities
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