Nick Chen is a Mortgage Broker based in Glen Waverley, VIC. Nick started his banking and finance career 9 years ago, working for one of the major 4 banks in Australia. He started with providing services for unsecured lending and then transitioned into a role assisting clients with their home loan maintenance needs. After 3 years, Nick decided to step out of his comfort zone to help clients with all banking products at his local branch. Nick’s personable manner and care led him to find an interest in Mortgage Lending.
In early 2017, Through Nick’s drive for continuous improvement and his ambition to grow, he was offered an opportunity to venture into Mortgage Brokering. This was where Nick spent time shadowing and learning from the top mortgage brokers in the country. During this period, Nick assisted with a wide range of clients: First home buyers, residential to commercial investors and many more.
This, in addition to his experience working at the banks, gave Nick a set of skills that allows him to understand his clients and provide them with recommendations that are tailored to their needs. Nick prides himself on being able to assist homeowners and property investors with sound advice, while making the process seamless, informative and easy to understand.
5.0
34 Reviews
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Nicholas Ellul
10/10 service. Nick and Caitlyn at Rateone has made our home purchase so smooth and as stress free as possible! They take the work on and leave you with your brand new house in no time. They both have been fantastic communicators and are timely reaponders. Looking for someone to help with your mortgage, these are your guys!!!!
erin
It was an absolute pleasure working with Nick and Caitlyn to secure my home loan. They have both been incredibly kind, patient and helpful. Nick explained every step of the way clearly and was able to set me up with the best rates possible. …
maria eugênia santos
Nick and Caitlyn have been great through the whole process of buying my first home! They have been available and patient with all of my questions and misunderstandings. I am definitely recommending their services to everyone! And will definitely come back when I am ready for my next home purchase! Thank you so much guys!!
Caitlyn Le
I had the pleasure having Nick as my mortgage broker, he assisted me with a favourable purchase, ensuring that I got the best possible deal. He made the loan structure clear and offered terms that were highly advantageous to my scenario. …
Eric Lin
I had a fantastic experience working with Nick and Caitlyn from Rate One for my home loan. Their expertise and professionalism were evident throughout the entire process. From the initial consultation to the final approval, they guided me …
prakash thanapathay
I’ve seek assistance from a few brokers and I must say, nothing like rate one. Nick Chen has been so patient and polite throughout the loan process and always there to answer any question even after usual working hours including weekends. …
Specialties
First Home Buyers
Owner Occupied Loans
Property Investors
Construction and Building Finance
Memberships
Mortgage & Finance Association of Australia (MFAA)
Qualifications
Diploma of Finance and Mortgage Brokering
Languages
English
Conversational Mandarin
Conversational Shanghainese
Experience
Lender Count: 35
Broker Since: 2018