Phil Lourenco

Jane Meccelli

I highly recommend Phil. He was very patient with all my questions and the application was easy to complete. Phil took all of the guess work out of our mortgage and we are so grateful that he was recommended to us. Look no further, Phil is your guy!

Jaidyn Miteff

Phil was very quick, efficient and knowledgeable. Within days my loan was approved. Very friendly and welcoming to someone just entering the market.

Kelly Hunter

Looking to buy a first home is naturally so daunting and overwhelming, but Phil is amazing and simplifies the process as much as he can. All communication has been so clear, direct and easy. Responses and follow-ups are always so prompt so you're not left hanging and waiting. Phil doesn't promise more than he can deliver but also thinks outside the box and pushes for you If your in need of.a broker Phil is your man.

Sophia Ripepi

We’ve worked with Phil for the past 5 years across securing loans, refinancing, and navigating different stages of our financial journey — and we genuinely wouldn’t go anywhere else. What sets Phil apart is the level of trust, care, and commitment he brings to every interaction. He consistently goes above and beyond to make sure we understand our options, feel supported throughout the process, and ultimately achieve the best possible outcome. No question is ever too much trouble, and his communication, professionalism, and attention to detail are second to none. Buying or refinancing can be stressful, but having Phil in our corner has always given us complete confidence and peace of mind. He’s reliable, knowledgeable, proactive, and truly cares about his clients long after the paperwork is signed. We’re incredibly grateful for everything he’s helped us achieve over the years and wouldn’t hesitate to recommend him to anyone looking for a mortgage broker they can genuinely trust.

EM J

I’d like to say a massive thank you to Phil and his team in helping us with refinancing our property. Phil was very easy to deal with and made the experience seamless and actually enjoyable. I can not recommend him enough. Look forward to using your services again in the future . Great work..👍 EM

Bernadett Pusztai Muzha

We had a fantastic experience working with Phil to refinance our home. He was professional, knowledgeable, and made the whole process smooth and stress-free. Phil was always available to answer our questions and worked hard to get us a great outcome. We truly appreciate his help and highly recommend him to anyone looking for a reliable finance broker!