Hi, I’m Raj Ladher. A highly motivated Mortgage & Finance Broker with 19 years of experience within the banking and financial services sector.
I work for my clients and not the banks. My job is to make sure my client is paying the least amount of interest over the life of their loan with annual reviews for all clients.
My dealings with my client aren’t transactional but a professional relationship for the lifetime of the loan and beyond. I am also an avid and passionate property investor which allows me to help you along your investment journey with first-hand experience.
I am contactable and my clients feel at ease working with me, especially as the home-buying process can be quite arduous and stressful. My experience allows me to navigate through the home loan process quite seamlessly getting the job done in a timely manner.
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51 Reviews
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Monique
What an outstanding service from Raj and the team. He dedicated himself to our needs with great professionalism and with a personal touch. Thankyou Raj it’s been a pleasure to work with you!
Wayne Cooper
I continue to be impressed with Equilibria and the team in ensuring I am getting the best product available. I have been a customer for several years and with the constant change in the economy and cost of living, I am always challenging Raj and team. To their credit my needs and circumstances are front and centre. What impresses me the most is that Raj listens and provides good advice and guidance. Just recently, a review of my mortgage, Equilibria was able to get a 0.05% discount. Raj and his team are always available to discuss and explain products and direction of my needs. A big thank you to Equilibria and team.
Zoran Masalkovski
Excellent service from Raj and his team. I have worked with Raj and his team previously and can highly recommend his services. Keep up the good work guys. Zoran & Marija
Naomi Brand
Raj and his team were amazing. I cannot recommend their quality of service enough. So attentive, caring and personalized. They helped me by our house when another broker couldn’t by looking at it from another angle and made our dreams come true! Thanks again everyone !!!
Sarah Megginson
Raj and his team are brilliant, there can be so many stressful moments when organising finance but Raj manages to keep you calm and reassured through the whole process!
Jackson Stone
Raj & his team helped me and my family secure our first home. Despite some difficult constraints they did it with ease. Clear communication and outstanding results speak for themselves.
Specialties
Property Investment
First Home Buyers
Refinancing
SMSF
Experience
Broker Since: 2007