Raphael Reis

Argiel Faye Caballero

Had a great experience working with Raphael Reis, Monik and David at Facto Financial Group for our home loan. They made the initial application process incredibly smooth and straightforward, also manageable. The team was highly responsive, explained all our lending options clearly, and handled the paperwork efficiently. Highly recommend their services.

Karen Cristine

We had a wonderful experience with Facto Financial, especially with Raphael and his team. From the beginning, they were very clear, patient and made us feel confident throughout the whole process. As first home buyers, we had many doubts and insecurities, but they guided us step by step and made everything much easier. They chose the best loan option for us and gave us incredible support from start to finish. Monik was also amazing! Always very clear and supportive. We are truly grateful and highly recommend Raphael, Monik and the entire Facto Financial team.

Mary Jane Villanueva

We highly recommend Facto Financial Group. Bianca was so great in finding a fantastic rate. She was so helpful, patient with us and made the whole process easy. Thanks so much Bianca, Raphael and Facto Financial Team! ❤️

Andrea Giolitti

We were buying our first home and Facto Financial Group made the entire process incredibly smooth. From the very beginning, Raphael guided us through the mortgage process and everything we needed to do. It was completely stress-free and …

Stefany Lopes

Raphael and Monik were both amazing from start to end in assisting us with our home loan. On our first consultation, Raphael went through all possibilities and thoroughly explained the options which were most applicable in our case. Later …

Dani Honci

We had the pleasure of meeting with Raphael from Facto FG and I couldn't be more impressed with the level of service I received. Rapha demonstrated deep knowledge of the market, provided invaluable advice, and guided me through every step …