Ray Ethell

Raymond Smith

Thanks Ray, we stayed in our new place on the weekend, all is good! Just wanted to say a big THANK YOU for sorting out our low doc home loan. …

Craig Stuart

Ray & Genene are extremely professional mortgage brokers with an abundance of knowledge specialising in the non conforming & self employed landscape. They have access to many funders allowing them to pinpoint the right option for their clients. Most importantly their service is 2nd to none.

Glenn Watts

After as few years of financial problems, my wife and I were finally ready to start looking at buying a house. If it wasn't for Ray i am sure that we would still be looking. He was able to find solutions to our problems, find the right …

Lauren Pinch

Ray was very thorough, clear and patient whilst walking us through the mortgage process. Also easy to contact and followed up issues promptly. Highly recommended.

alisa timbury

Ray @ non conforming loans got us a loan for our dream house when everyone else made it too difficult also helping my parents at the same time with a cash out refinance for self employed. Both loans were difficult but Ray never made it difficult for us! Forever grateful