Richard Cohen is a seasoned Mortgage Broker at Sum Finance, based in Double Bay, NSW. With over 12 years of banking experience, Richard is ideally placed to help you access loan options from banks and lenders across Australia. Whether you're buying a home or considering an investment loan, Richard's expertise ensures you find the right long-term funding solution tailored to your financial situation.
Understanding the complexities of the local property market, Richard Cohen offers a streamlined application process, guiding you through every step of applying for a loan. From calculating loan repayments to understanding loan to value ratio (LVR) and lenders mortgage insurance (LMI), Richard provides clarity and confidence in your decisions. He helps you explore both fixed interest rate loans and variable loan rates, ensuring you secure the best loan interest rate for your needs.
Richard's comprehensive approach includes assessing your borrowing capacity, reviewing bank statements, and discussing options like offset accounts and home equity. He also assists in getting pre-approved, offering insights into loan pre-approval and interest rate discounts. With a keen eye on stamp duty and credit history, Richard ensures your loan application is robust and competitive.
At Sum Finance, Richard Cohen is committed to helping you achieve your property goals. Reach out anytime for a private and confidential chat about your existing finance arrangements or acquisition plans. Let Richard guide you through the application process and help you apply for a loan that aligns with your aspirations.
5.0
23 Reviews
5
4
3
2
1
Faith Wignall
Richard was very helpful with promptly gathering the options to suit our budget at every step of the purchasing process. From initial discussions, to pre-approval, to purchasing, we were presented with the most competitive lending options that suited our evolving financial needs. This allowed us to feel confident knowing our finances were in order, to focus on the property search. Once we found the property that met our family's needs, we were able to move quickly to purchase. We managed to secure it at a lower price, so due to the lower borrowing requirement, Richard presented an even better loan option more favourable to our situation. Richard offered measured guidance, he listened to our needs and was prompt and efficient, while remaining calm and approachable, which put us at ease through the whole potentially daunting, process. We are grateful for Richards expertise, guidance and swift action to get us set up on our home owning journey.
Sam Horwitz
Richard was professional, efficient, and effective throughout the entire process. From our first conversation, I immediately felt confident in his expertise and trusted his advice. He guided me through every step of purchasing my first property, making even the most complex loan terms easy to understand. I truly couldn't recommend Richard's services more highly.
Charmayne
Richard was fantastic to deal with. He was readily available to answer my questions as they arose and turned around my approval in a matter of days. I would highly recommend Mantis Finance!
Maria K
Richard was very helpful throughout the process. I feel he took so much of the pain out of refinancing, finding and securing a good deal, as well as making the transition feel seamless. Thank you!
Jena Hastie
Great attention to detail in making sure we got the most suitable mortgage for our situation. Richard was extremely efficient and friendly!
Krowie
Financial services guidance generally by experience, is a HIT and MISS scenario ! In Richard we found an absolute HIT. Approachable and patient, learned and wise. A definite 5 star review. Great work Richard.
Areas Serviced
Specialties
Investment Properties
Loan Refinancing
First Home Buyers
Property Investors
Captial Cities
Mortgage Brokers in Sydney, NSW Mortgage Brokers in Melbourne, VIC Mortgage Brokers in Brisbane, QLD Mortgage Brokers in Adelaide, SA Mortgage Brokers in Perth, WA Mortgage Brokers in Hobart, TAS Mortgage Brokers in Canberra, ACT Mortgage Brokers in Darwin, NTPopular Areas
Mortgage Brokers in North Sydney, NSW Mortgage Brokers in Parramatta, NSW Mortgage Brokers in Point Cook, VIC Mortgage Brokers in Baulkham Hills, NSW Mortgage Brokers in South Melbourne, VIC Mortgage Brokers in Osborne Park, WA Mortgage Brokers in Chatswood, NSW Mortgage Brokers in Subiaco, WA
