Richard Cohen's Background
Richard Cohen'

Richard Cohen

Mortgage Broker

Sum Finance

5.0 ( 48 Reviews)

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About Richard Cohen

Richard Cohen is a seasoned Mortgage Broker at Sum Finance, based in Double Bay, NSW. With over 12 years of banking experience, Richard is ideally placed to help you access loan options from banks and lenders across Australia. Whether you're buying a home or considering an investment loan, Richard's expertise ensures you find the right long-term funding solution tailored to your financial situation.

Understanding the complexities of the local property market, Richard Cohen offers a streamlined application process, guiding you through every step of applying for a loan. From calculating loan repayments to understanding loan to value ratio (LVR) and lenders mortgage insurance (LMI), Richard provides clarity and confidence in your decisions. He helps you explore both fixed interest rate loans and variable loan rates, ensuring you secure the best loan interest rate for your needs.

Richard's comprehensive approach includes assessing your borrowing capacity, reviewing bank statements, and discussing options like offset accounts and home equity. He also assists in getting pre-approved, offering insights into loan pre-approval and interest rate discounts. With a keen eye on stamp duty and credit history, Richard ensures your loan application is robust and competitive.

At Sum Finance, Richard Cohen is committed to helping you achieve your property goals. Reach out anytime for a private and confidential chat about your existing finance arrangements or acquisition plans. Let Richard guide you through the application process and help you apply for a loan that aligns with your aspirations.

Reviews for Richard Cohen

5.0

48 Reviews

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Harry Grummitt

Richard was extremely helpful throughout the entire process. His knowledge made us feel comfortable making decisions as first home buyers, which led to a smooth end to end experience. Highly recommend.

Tony Has

I had many fantastic experiences with Sum Financial. Richard has an exceptional level of industry knowledge and really stands out for the way he takes the time to understand my individual needs. His product knowledge is outstanding, which gave me confidence and ultimately led to the best possible outcome for my situation. What really sets Richard apart is his ongoing service — he completes regular check-ins and always makes me feel like I’m his only client. The level of care and attention is exceptional and truly goes above and beyond. Highly recommend Richard and Sum Financial to anyone looking for professional, reliable, and personalised service.

Rebecca McCurry

We had an excellent experience working with Sum Finance and Richard Cohen for our recent home loan. Richard provided outstanding support throughout the entire process—he was professional, knowledgeable, and always available to answer our …

Alex Baroukh

Richard has helped my clients out with various loans, some in fairly unique or tricky situations. He is responsive, efficient and dedicated.

Zac Rabin

Richard is my personal broker and services numerous clients of mine. He is always proactive, knowledgeable, professional and has the ability to simplify the process so I can understand what’s happening every step of the way. Richard is my guy!

Nikki Cohen

I just want to thank Richard for all his hard work and dedication over the last few months while he was securing finance for my recent purchase of my dream home. I found his advice to be invaluable making the whole process much less stressful. Many thanks and much appreciated.

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