Ruth Siwinski

Cath Colvin

Ruth was so helpful and responsive. Assisting me via phone, email and teams meeting at times that were convenient to my busy schedule. She provided astute advice and found me a great rate and refinance package. The process was so easy and seamless. Thank you Ruth

Asti Sommerfield

I honestly cannot recommend Ruth highly enough. As a single mum with two young children, business owner, multiple income sources, and a very non-straightforward situation, I knew going into this that I wasn’t going to be an “easy” client. On top of that, I was looking in a rural area and exploring every possible pathway into the property market – building, relocatable homes, buying land, renovating… you name it, I threw it at her. Not once did Ruth make me feel judged, overwhelmed, or like anything was “too hard.” Instead, she took every single idea I had (even the ones that probably sounded completely chaotic, like the sandstone house with an underground stream running under it and no indoor running water!) and calmly broke them down, worked through the options, and helped me understand what was actually possible. She looked into grants, schemes, lending options, things I didn’t know existed, and explained everything in a way that made it feel manageable. Ruth was consistent, professional, always prompt, always thorough, and I never had to chase her. She was always one step ahead and kept things moving. Through the entire process, she was patient, kind, and genuinely supportive. Ruth has secured my finance, got me a fantastic interest rate, structured things so I could keep funds aside for renovations, but most importantly, helped my kids and I get into our home. She genuinely cares, and it showed. If you want someone who knows her stuff, works incredibly hard for you, and treats you like a human and not a number, Ruth is your person. I will be recommending her to anyone I come across who even mentions finance. Thanks Ruth, I appreciate you!!

Carmen Prendergast

Ruth made the whole process so smooth and easy. The most stress free process of applying for mortgage I have ever been through. Prompt and reliable. Highly recommend.

Amanda

Ruth made refinancing our home loan stress-free and straightforward. She clearly explained all our options, kept us updated, and made sure we got the best outcome for our needs. Her knowledge and support were outstanding – highly recommend

shaegh o'dwyer

Ruth has made the experience of buying our second home seamless. She has answered all questions (silly or not!) and has been transparent and supportive. Would highly recommend!

Dee C

Ruth basically swooped in and saved us from entering into a terrible loan agreement. As carer pensioners with casual employment, my partner and I had been advised by …