Ryan Marriner brings a refreshingly grounded perspective to mortgage and finance broking, having spent years working his way through the Mining and Industrial sectors as a qualified Electrician. After many years of shift work, he made a deliberate move into finance and has not looked back since.
Since establishing himself in the industry, Ryan has built a reputation for going beyond the basics. He has been nominated for multiple awards across the MFAA and Better Business Awards, and in 2025 was recognised as the WA Winner for All Round Broker of the Year at the Connective Excellence Awards. His commitment to continued growth and development is reflected in both his recognition and the diversity of work he takes on.
Ryan's client work spans a wide range of finance needs, from helping First Home Buyers into the market, to securing development finance for multi-property construction facilities, arranging commercial finance for syndicates, providing cash flow solutions for emerging businesses, and restructuring complex investment portfolios. Accredited across residential, commercial, SMSF, business and asset finance, he works with a panel of over 40 lenders to match each client with a solution suited to their individual goals.
Based in the Rockingham and Peel region of Western Australia, Ryan works with clients across the country. Outside of work, he enjoys the laid-back coastal lifestyle with his family, spending time above and below the water or exploring new tracks with his dog.
5.0
78 Reviews
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Ivy H
We highly recommend Ryan for his financial brokerage services. Ryan had sourced a suitable home loan for us and kept the home loan application process as simple as possible. Ryan communicated well and is great at keeping us informed of any requirements by the lender. We work together to resolve the requirements and moved forward to settlement. Appreciate his service and professionalism.
Luis Fernando Gutierrez Ortiz
Working with Ryan was a great experience, he provided the right guidance and he was always ready to answer any questions. We will definitely work with him again to get our next property.
Khoa Cao
We initially approached Ryan to help us secure a loan to purchase a bigger home for our growing family and we have used his services recently to refinance in the midst of increasing interest rate rises. He makes the whole process stress-free and always explains everything in simple to understand terms. We have never encountered any issues when we purchased our home and he made refinancing super easy for us time poor parents. He has always been professional, knowledgeable and very friendly and always has clear and timely communication. We highly recommend him.
Daniel Davis
Ryan was an absolute pleasure to deal with, very efficient and made things easy for us to understand. Would recommend to anyone
Kevin Kelly
Ryan is very professional, and pro-active. He brings a can-do attitude and goes the over and above to get things done.
Sally Brindle
I would have absolutely no hesitation recommending Clearwater Finance. Ryan seriously worked a miracle for me sourcing commercial finance approval within a few business days. The whole finance process and settlement went smoothly and he checked in on me every step of the way. I am now the proud owner of a commercial property and it is all thanks to him!
Specialties
Investment Lending
Refinancing
Complex Self Employed Lending
Construction Loans