Samuel de Swardt is the founder of Amica Finance and a licensed credit adviser with more than six years of experience across residential, commercial and asset finance, having assisted clients in securing over $250 million in lending while maintaining a consistent record of five-star client reviews. He founded Amica Finance with the belief that meaningful financial decisions deserve thoughtful guidance and a genuine long-term partnership rather than a transactional approach. Samuel works closely with clients to understand not only the immediate objective, but the broader context of their lives and ambitions, ensuring each lending structure supports where they are heading, not just where they are today. Known for his calm and considered approach, he guides clients through every stage of the process with clarity and steady support, helping simplify complex decisions so they can move forward with confidence. Samuel believes the best professional relationships are built on trust, transparency and genuine care for the people behind the numbers. Outside of finance, he values personal development, health and fitness, travel and meaningful community connections — interests that reflect the same philosophy he brings to his work: that financial success is ultimately about creating the freedom to live well, and Amica Finance exists to support that outcome.
5.0
100 Reviews
5
4
3
2
1
Alex C
Samuel made the entire home loan refinance process smooth, fast and stress-free. He was efficient from start to finish, kept everything moving quickly, and handled all the details without any delays. Communication was clear and professional throughout. Highly recommend Samuel if you’re looking to refinance — he delivers results promptly and makes the process straightforward.
Angus Quail
Sam is very professional, punctual, and has great connections to banks. He has a lot of patience and is very good at demystifying the process of buying a property. Highly recommend - from a satisfied first homebuyer
Jack Woodley
Sam and Amica Finance have been fantastic throughout our mortgage journey. Sam is knowledgable and goes above and beyond at every possible juncture. He is proactive in seeking the best deal and his communication is excellent!
Kirsten Nheu
Sam was incredibly attentive, knowledgeable and helpful during every step of the way. Any question (big or small), he had an answer and provided detailed guidance. Would highly recommend!
Ricky M
Samuel was outstanding throughout the entire process. His professionalism, clear communication, and deep understanding of the financial landscape made everything smooth and stress-free. He took the time to explain every step, tailored solutions to suit my needs, and was always available to answer questions. What really stood out was his honesty and commitment to achieving the best outcome, not just the quickest one. I highly recommend Samuel to anyone looking for a knowledgeable and reliable financial broker.
Calum Harrison
Explored a range of options and continually went the extra mile to ensure I had the best deal, even at the expense of hard work already conducted on a different avenue. Sam took the effort to explain everything to me along the way and kept me in the loop on external communications. I would absolutely recommend.
Areas Serviced
Specialties
Investment Loans
Loan Refinancing
First Home Buyers
Owner Occupied Loans
Memberships
FBAA
AFCA
Qualifications
Diploma of Finance and Mortgage Broking
Certificate IV Finance Broking
Bachelors Degree in Global Business with a major in Chinese Studies
Languages
English
Mandarin
Experience
Lender Count: 70
Broker Since: 2019