Sandy Kelso is a Mortgage Broker based in Brisbane, QLD. She is the founder of Kelso Finance Mortgage Brokers, where she leverages her extensive experience and expertise from working in the Private Banking Sector to provide clients with a more specialized and personalized Mortgage Broking Experience.
As an expert and specialist in Mortgage Broker Lending, Sandy and her team at Kelso Finance Mortgage Brokers have access to the entire market, including lenders and products that many other providers don't have access to. Being independent allows them to work agnostically, thinking creatively and outside the box, with no bias towards any particular bank. In fact, they can often negotiate better rates for their clients compared to those who approach their own banks directly.
At Kelso Finance Brokers, Sandy and her team cater to a diverse range of clients, from High Net Worth Individuals and Family Offices to Professional Services Firms, Accountants, Lawyers, Business Owners, Entrepreneurs, C-Suite Executives, Medical Professionals, First Home Buyers, and Families.
Their mission is to be on their clients' side, helping them navigate the ever-changing world of finance. They strive to open doors, simplify complex transactions, and keep their clients informed about market changes, ultimately saving them both time and money.
While specialising in the Sydney and Brisbane markets, Kelso Finance Mortgage Brokers does not limit itself to borders, providing services to clients nationally across Australia.
The services offered by Kelso Finance Mortgage Brokers cover a wide range of needs:
• Home Loans Purchases - Residential & Investment: Whether clients are purchasing a new home for their family or investing in a property, Sandy and her team are equipped to find the most suitable loan options.
• Mortgage Refinancing: Sandy helps clients explore options for refinancing their existing mortgages to potentially get better rates or terms.
• Loans for Renovations: Kelso Finance Mortgage Brokers assists clients in obtaining loans for their renovation projects, helping turn houses into dream homes.
• Debt Consolidation: Sandy helps clients manage multiple debts by consolidating them into one, potentially reducing overall interest rates and making repayments more manageable.
• Business Finance: For entrepreneurs and business owners, Kelso Finance Mortgage Brokers offers tailored financing solutions to support their ventures.
• Commercial Loans: Sandy assists in securing commercial loans for various purposes, from expanding businesses to purchasing commercial properties.
• Development Finance: Developers can count on Kelso Finance Mortgage Brokers to find suitable financing options for their projects.
• Equipment & Asset Finance: Sandy helps businesses acquire essential equipment and assets through financing.
• Insurances: Kelso Finance Mortgage Brokers offers guidance on insurance options to protect clients' assets and investments.
• Private Debt Funding: Sandy explores private debt funding options for clients with specific financial needs.
• Foreign Income Solutions: For clients with foreign income, Kelso Finance Mortgage Brokers provides solutions to meet their unique financial requirements.
With Sandy Kelso and Kelso Finance Mortgage Brokers, clients can expect a dedicated and knowledgeable team committed to delivering excellent service and helping them achieve their financial goals.
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202 Reviews
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Madeleine Juhrmann
Sandy is a diligent, efficient and wise broker with an extended connection of finance professionals available to support your next purchase. She supported me through the process of buying my first investment property alone, and it was seamless. Thank you for your kind and efficacious manner, I will certainly be recommending Sandy to all family and friends.
Nicole Moio
Sandy was fantastic with my application, at the last minute my chosen bank told me the property didn't fit their criteria, so it was a made race to find another bank. No issue for Sandy had a choice the very next day. Would recommend Sandy no issues.
vincent De Lorenzo
Sandy was a delight to work with! From the get go she was always positive and competent in getting a result! She knows her business and is very good at solving issues! Vincent de Lorenzo
Rheece Kennedy
What an absolute legend! Sandy was incredibly helpful every step of the way. I first spoke with her early on when I was looking to get back into the market, and she gave me honest, practical advice that really set me up to reach my goals. Once I was ready, I came back to her and she handled everything seamlessly. The effort she put in and the hurdles she worked through to get me back into my own property were nothing short of amazing. At times I felt like I was being a bit of a pain, but nothing ever seemed to bother her—she was always patient, supportive, and on top of everything. To top it off, in the final week of settlement she had a horse riding accident and snapped her shoulder, but still never took her foot off the throttle. That level of dedication says everything about her work ethic and commitment. I can’t recommend Sandy highly enough and will definitely be using her again in the future.
Dean R
Working with Sandy Kelso was an absolute pleasure from start to finish. As first home buyers, we were stepping into the unknown, but Sandy’s professional and genuinely friendly approach immediately put us at ease. She went above and beyond to secure the best possible rates for our family, and her dedication really showed throughout the entire process. What stood out the most was her ability to break everything down and explain each step clearly, making what could have been a stressful experience feel smooth and almost effortless. Sandy’s advice was always thoughtful and tailored to our situation, giving us confidence in every decision we made. Thanks to her, we’re now in our first home—something that once felt like a distant dream. We couldn’t recommend Sandy highly enough to anyone looking for a knowledgeable, supportive, and truly committed mortgage broker.
april dawson
Made the 1st home loan a reality, after being told it was not possible. Sandy was very professional friendly and accessible.Highly recommend
Areas Serviced
Specialties
Loan Refinancing
First Home Buyers
Construction Loans
Property Investors
Captial Cities
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