Scott Prosser's Background
Scott Prosser'

Scott Prosser

Mortgage Broker

OCEAN Lending

5.0 ( 64 Reviews)

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About Scott Prosser

Scott Prosser is a seasoned Mortgage Broker based on the stunning Surf Coast of Victoria. With over a decade of expertise in the Mortgage and Finance Industry, Scott is dedicated to simplifying the home loan process for his clients.

As your Local Torquay Mortgage Broker, Scott understands the intricacies of navigating the complex landscape of applying for a Home Loan. Recognising that this is often the most significant purchase of one's life, he ensures that clients have a knowledgeable advocate working in their best interest.

Located in Torquay, Scott extends his services to the Surf Coast and surrounding suburbs, including Aireys Inlet, Anglesea, Barwon Bellbrae, Breamlea, Connewarre, Deans Marsh, Drysdale, Fairhaven, Freshwater Creek, Ocean Grove, Inverleigh, Jan Juc, and Lorne.

At OCEAN Lending, fostering strong client relationships is a priority. Scott believes in the value of face-to-face interactions but also accommodates virtual meetings to cater to the diverse needs of his clients.

Drawing on his background in business sales, Scott brings a unique perspective to mortgage brokering. His prior experience involved navigating intricate lending structures for various assets, including homes, commercial properties, vehicles, equipment, shop fits, and more. This diverse background, coupled with ongoing internal education, equips Scott with the ability to think outside the box—sometimes quite literally in the OCEAN.

Scott Prosser and OCEAN Lending are committed to guiding clients through the complexities of the mortgage process, providing personalised and strategic solutions for their unique financial goals.

Reviews for Scott Prosser

5.0

64 Reviews

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Kirsten Vale

I have worked with a few brokers in the past and Scott was fantastic. I was buying a property from another state and he made the process very easy for me. His information collecting process was very simple and quick. From start to finish, working with Scott and his team was smooth and stress free. Scott was warm and friendly and very professional. I would unreservedly recommend Scott to anyone.

Peter Macdonald

There is no one better to get a loan through. Scott and his team are 1st class.

shanredden Williams

We started working with Scott from Ocean Lending in November 2025, and he guided us through every stage of purchasing our first home. No question ever felt silly, and he was always available to take our calls and explain things clearly. Scott took a lot of the stress out of the process, and we couldn’t recommend him highly enough.

Jemima Mitchell

We honestly couldn’t recommend Scott (and Ocean Lending) highly enough. From day one, Scott guided us through what could have been a very overwhelming process with clarity, patience, and total professionalism. Our situation wasn’t straightforward, and at every step he took the time to explain our options, run multiple scenarios, and make sure we truly understood what each decision meant - never rushed, never dismissive. What really stood out was how proactive and thorough he was. Scott was always one step ahead, flagging things before they became issues, keeping us updated, and working tirelessly behind the scenes to make sure everything stayed on track. He was incredibly responsive, detail-oriented, and clearly had our best interests at heart the entire time. Buying a home is a huge milestone, and having Scott in our corner made the experience far less stressful and far more empowering. We felt supported, informed, and confident throughout the process, which says everything. If you’re looking for a broker who is knowledgeable, honest, and genuinely invested in helping you get the best possible outcome, Scott is it. We’re so grateful for his support and wouldn’t hesitate to recommend him to anyone. We will be telling all our friends :)

Guest User

We had an outstanding experience with Scott. From the very first conversation, Scott was professional, transparent, and genuinely committed to finding the best outcome for us. The process was explained clearly at every step, making what can be a stressful experience feel smooth and manageable. Scott went above and beyond to secure a great rate for refinancing our current home, provided honest advice for buying an investment property, and was always available to answer questions (no matter how small). I couldn’t recommend Scott more highly. An absolute pleasure to deal with from start to finish.

Scott McKenzie

My wife and I recently had Scott at Ocean Lending assist us with the finance for a new business vehicle purchase. Scott was extremely helpful and kept us informed through the entire process. We recommend Ocean Lending to anyone needing business or personal lending.

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