Smita Vira is a Mortgage Broker at Mortgage Choice in Campbelltown, SA. She is an award-winning banking and finance professional with a lot of experience as a mortgage broker. Smita believes her biggest strength is her 'care factor' and is passionate about helping her clients achieve home ownership.
Smita ensures all her clients are fully educated about the borrowing process. "I focus on providing clear, thorough explanations of fees, the process, and what’s required of my clients, so they know exactly what’s happening and when as their application progresses," Smita says. "I consider myself to be part of their journey, and I’m here to hold their hand from start to finish, every step of the way."
Before joining Mortgage Choice, Smita worked with one of Australia’s big-four banks for seven years, including two years in a lending role. "During this time, I helped many clients with their home buying journey, reviewing their existing home loans, and providing professional advice and support," she says.
A high performer who consistently overachieved on KPIs throughout her banking career, Smita Vira has successfully completed the Home Buying Academy course and RG146 training. Her personable, caring, and friendly nature, combined with her natural flair for numbers, has earned her professional recognition. In 2019, she received the bank’s prestigious 'Best of the Best' award.
Smita works with clients across the Adelaide metro region, assisting with home loans, investment home loans, car loans, and asset finance.
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73 Reviews
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Mahesh Sharma
had an excellent experience working with Smita ji as my mortgage broker. From the very beginning, she demonstrated deep knowledge, professionalism, and genuine care for my situation. She took the time to clearly explain every step of the process, answered all my questions patiently, and ensured I felt confident in my decisions. What truly stood out was her responsiveness and dedication—she was always available when needed and went above and beyond to secure the best possible outcome for me. Her attention to detail and ability to navigate complex requirements made the entire process smooth and stress-free. I highly recommend Smita ji to anyone looking for a reliable, trustworthy, and results-driven mortgage broker. Thank you once again for your outstanding support!
Xuan Nguyen
Smita and her team were incredibly knowledgeable, helpful and supportive throughout the whole process, and their frequent communication was greatly appreciated. Thank you!
Jugal Shah
Smita and Parth are the best team to work with.
Mandeep Dhindsa
Smita Vira ji thank you for your support and we are incredibly grateful to have you as our mortgage broker.
MINA PRAJAPAT
Smita has been really helpful from our first appointment with her. It has been amazing to collaborate with her for our mortgage purposes. She was transparent from the very beginning and explained us everything perfectly well.
Arshdeep Sidhu
Smita ji’s service is characterised by effective communication, professionalism, and transparent practical advice.
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Areas Serviced
Specialties
Bridging Loans
First Home Buyers
Owner Occupied Loans
Investment Properties