Spiro Kolokithas

Octavian

Went to Spiro at What If We Finance because I'm self-employed. I had the income, but honestly had no idea if getting a loan was even on the cards. Spiro sorted the lot. Quick to come back to me every time, explained things properly, and answered every question I threw at him without any fuss. Couldn't be happier with how it went. If you're self-employed and not sure where you stand, give him a call.

Greg Sandjaja

We have refinanced our mortgage previously, but this time has been the best experience by far. Spiro and Jaan were very thorough and detailed with every little information throughout the whole process, providing us with the utmost assurance and confidence. They understood and catered to our scant availability, making time and replying late nights to every inquiry, very very promptly. The system used was also very convenient, allowing us to submit details and documents as we go. Thank you very much Spiro and Jaan, the service was well above and beyond.

Manny Dhoopher

5 stars not high enough to rate Spiro, Jaan and the team. I really appreciated all the advice provided by Spiro as he talked through all the options and presented recommendations for a mortagage. Buying a property can be a highly stressful experience, but Spiro and Jaan will help eliminate all of the stress associated with organising a home loan. You'll get a first class experience delivered confidently, calmy and promptly.

George Stone

Spiro and his team were wonderful in all the process of securing us a loan. As first home buyers, we were quite stressed, but Spiro held our hand throughout the whole process, always available to answer our myriad of questions! Cant recommend him highly enough!

Carly M

Some people are exceptionally good at what they do. Others leave a lasting impression because of the way they make people feel. Spiro does both. From our very first conversation, we knew we were in capable hands. Spiro combined remarkable industry and technical expertise with genuine warmth, making what could have been an overwhelming process feel calm, manageable and even enjoyable. He was always approachable, responsive and generous with his time. No question (and I had many!) was ever too much. Every conversation was met with patience, honesty and clarity. Spiro communication was exceptional. He kept us informed every step of the way. He always followed through on what he said he would do. His calm confidence, good humour and unwavering professionalism gave us complete trust throughout the entire journey. He took the time to understand our circumstances, saw the bigger picture, and worked tirelessly to achieve the best possible outcome for us.

Steven Langdon

Spiro and Jaan were fantastic to work with. They guided my partner and I through the mortgage process, taking care to explain each step and answering all our queries. Spiro was happy to speak as often as needed, and offered lots of helpful advice. We would happily work with What If We Finance again.