Stephanie Warwarek

Jacinta

As a first home buyer, I had absolutely no idea what I was getting myself into but Steph made the whole process far less daunting than I expected. She was patient, easy to talk to, and never once made me feel like my questions were silly. She took the time to explain things properly without drowning me in jargon, and I always felt like she was across everything on my behalf. Buying your first home is a big deal, and having someone in your corner who genuinely knows their stuff makes a real difference. I'd have no hesitation recommending Steph to anyone.

Gianni Cozzi

Steph helped us remortgage our home to get a much better rate than we were currenntly on. She presented us with a variety of options, explaining the benefits of each and helped us navigate through all the requirements of the application with ease keeping in constant contact and working flexibly around our schedules to get things sorted. Would highly recommend!

Ellen

Steph was an absolute dream to work with! She went above and beyond to get us our desired outcome and made the entire process unbelievably smooth for us. Forever grateful for her help and expertise!

Peter Young

We had a fantastic experience working with Steph at Ruby Home Loans from start to finish. She made a stressful and confusing process feel straightforward and manageable. Steph’s communication was exceptional — she kept us informed at every stage and explained everything clearly, which gave us real confidence along the way. What really stood out was her personalised approach. She took the time to understand our situation and goals, and worked tirelessly to find a solution that genuinely suited us. Nothing ever felt like too much trouble, and Steph’s professionalism, knowledge, and attention to detail made a huge difference. It was clear she was focused on getting the best possible outcome for us, not just a quick result. We’re incredibly grateful for Steph’s support and wouldn’t hesitate to recommend her and Ruby Home Loans to anyone looking for a reliable, friendly, and highly capable mortgage broker

Michelle Young

We couldn’t have asked for a better experience with Steph. From the very beginning, she was incredibly supportive, responsive and just genuinely lovely to deal with. She guided us through every step of the process with patience and clarity, making everything feel so much easier than we expected. It was clear she truly had our best interests at heart. We are so grateful for everything she has done for us and would absolutely recommend her to anyone needing a mortgage broker.

Chris

Stephanie is amazing. At any time of day or night I had a question she was always there to answer the phone, she explains things thoroughly so it could be understood. For the loan itself she broke down all the differences between banks and helped me pick the best one. It was a smooth process and I would not of picked a better mortgage broker