Award winning mortgage broker Stephen Lemm, has over 32 years of experience in the finance industry as a home loan and property expert. He previously worked in the lending industry, but instead wanted to offer a wide range of home loan options to clients instead of just products from one lender. He has a proven track record finding home loans for first home buyers, investors and local business owners. Stephen has been named in MPA's Top 100 Mortgage Brokers in 2020 and 2021 as well as a finalist for Best Office at the Better Business Awards in 2021. "I became a Mortgage Choice broker because I wanted to offer a wide range of loan products, which would suit clients' lifestyles and not the bank's bottom lines. At Mortgage Choice in Neutral Bay we have over 25 lenders with hundreds of loans to choose from which means we have thousands of home loans available for our customers."
In particular, Stephen can assist with:
• Owner occupied home loans
• Investment home loans
• First home buyers
• Construction loans
• Loan refinancing
• Business finance
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52 Reviews
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Adam W
Stephen helped us with our first home loan, arranged a construction loan and has since helped us refinance. He always does what he says he will and is always there to answer all our questions. We are very pleased with his service and would recommend him and his team happily.
Donovan Clarke
The team at Neutral Bay Mortgage Choice, were exceptional in offering expert advice and navigated complex buying scenarios that we could never have done on our own. Stephen Lemm and his team simplified the complex, kept us informed and got us the results. We are so grateful.
Elle Carroll
Stephen recently helped me refinance my home loan. He is clearly an expert and I am thrilled with the outcome. Stephen also provided helpful advice about offset/ redraw options and helped calculate savings figures. His advice was so valuable for someone who didn’t knows the ins and outs of mortgages. Stephen’s communication was quick, honest and professional, and I knew that I could trust him straight away. Thanks so much Stephen!
Paul Obern
We were recommended Lemme through a family member and we were beyond impressed throughout the process. We felt that Lemme provided us insightful guidance and simplified complexities that enabled a very satisfactory outcome. We purchased the exact property we were after within our budget and can’t thank Stephen and his team enough for the due diligence and help in making it happen.
Faiza A
Stephen and team were professional, responsive, and always took the time to explain our options clearly. His expertise and guidance helped us secure a great outcome, and we felt supported every step of the way. He really went above and beyond. We highly recommend Stephen to anyone looking for a knowledgeable and trustworthy mortgage broker.Thank you Stephen!
Tahlia Morrison
As first home buyers, we thought the process would be overwhelming, but Stephen made everything straightforward and easy to understand. He guided us through each step and achieved a great outcome for us. Highly recommend.
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Areas Serviced
Specialties
Loan Refinancing
First Home Buyers
Owner Occupied Loans
Bridging Loans