Ted Ongarezos

Fatima Rizwi

We’ve worked with Ted and RateOne twice now - first for our initial home loan a few years ago and more recently for refinancing. Both times, they made a complex process feel simple and straightforward. What we appreciate most is their transparency; they always give clear recommendations and lay out all our options. Extremely helpful and professional! Thank you, RateOne team!

Ross Tzolakis

We had an excellent experience working with Ted and Mariett of RateOne. They secured a refinance quickly on the terms we discussed and agreed. The process was handled efficiently from prompt application submission—locking in competitive rates ahead of bank revisions—through to approval and settlement, with clear and timely communication every step of the way. I particularly appreciated how proactive they were in outlining information requirements and keeping us updated on progress. As busy working professionals with family commitments, this level of service made a real difference. I would highly recommend them to anyone seeking a smooth and reliable experience.

Fairlie Morgan

I was a first time buyer of an investment property, and had NO idea what this entailed. Ted, Mariett and Paul helped me enormously, and were there every step of the way, through what was sometimes challenging experience (issues with the property, unrelated to their service). As someone who can be a bit militant about order and process (and possibly a bit painful at times?!), I highly recommend them!

Angel Lopez

An excellent experience overall dealing with Ted and his team at RateOne. In my latest transaction, Ted and Mariett were responsive, knowledgeable, and made the whole process stress‑free by answering all my questions straight away. I have engaged with Ted since 2014 and have recommended friends and family for their services who have all has positive feedback.. I have no problem continuing to recommend their services.

Jasmine Poore

We’ve been supported by Ted and his wonderful team for over six years, and throughout that time we’ve consistently felt heard and well supported in every conversation and query. We can’t recommend Ted highly enough.

rajeev raman (rajeev l r)

"We had a great experience working with Ted! He and his team are very proactive and truly helped turn our dream home into a reality. They made the loan process feel simple and quick. We are now working through the second part of the loan and expect it to be just as seamless. Thank you to the whole team for making this journey so easy for us." Highly recommended for anyone looking for a smooth, simple mortgage journey!"