Toby Edmunds is a qualified mortgage broker who has worked in the finance industry for the past 30 years and is passionate about improving the financial situation of his clients. He spent 13 years working for the CBA, rising to the position of Branch Manager. From there he realised he could do more to assist people by becoming a Mortgage Broker, offering his clients a far more extensive choice of products to suit their needs. He believes the greatest aspect of his job is improving people's lives while not charging a cent for doing so.
In the last 13 years, Toby has been recognised as a Platinum Elite broker with Loan Market, and rated as a top ten performing individual within the group. He was also the winner of the 2019 Broker Choice of the Year award, and voted in the 2018 and 2019 MPA national top 100 Brokers.
Outside of work Toby Edmunds is a very keen traveller both within Australia and overseas. He is also a huge sports fan and is a player sponsor with the Collingwood Football Club. He is also an avid reader and attempts to keep up with the latest tv-series and movies.
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134 Reviews
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Josh
Reuben, Toby and Stella all went above and beyond during my purchase journey. It certainly wasn't easy for them, but they never gave in and worked their magic. Their professionalism the entire time was second to none, and their communication was excellent. I was a very anxious client, but they kept me updated the entire time.
Maryanne Giannikopoulos
Couldn’t be happier with Stella, Dave and Toby! They have all been so easy to deal with, always prompt replies and happy to answer any questions. Thanks so much for your help!
aidan little
Stella, Dave and Toby were great at guiding me through my first home loan.
Amos Abraham
The Loan market team has been exceptionally responsive, professional and successful in achieving what works best for me. The guidance through the process is an award deserving service. Setting up the expectations and a step by step focus on the goals to be achieved has been a tremendous customer focused experience. Now I got my second home and been able to sort all my finances in a much simpler and enjoyable experience than anyone would expect. To Toby, Lyndel and Nadia; thank you guys, it’s been a pleasure working with the team.
Bailey Gay
Loan Market - Exceptional Service and a Team That Goes Above and Beyond I am thrilled to write this 5-star review for Loan Market, as they truly exceeded my expectations throughout my home buying journey. From start to finish, the team at Loan Market, especially Annie and Georgia, provided exceptional service, guidance, and support, ensuring that I successfully secured my first home. I would also like to express my gratitude to Toby and the rest of the team for their invaluable assistance. Right from the initial consultation, they demonstrated their expertise and commitment to helping me find the right mortgage solution. They took the time to understand my financial goals and patiently explained the various options available to me. Their in-depth knowledge of the mortgage market was evident, and they provided me with valuable insights that helped me make informed decisions. Throughout the process, Annie and Georgia were always available to address any questions or concerns I had. They were prompt in their responses and went the extra mile to ensure I felt supported and confident in my choices. Their professionalism and dedication were truly remarkable, and I am grateful for their guidance every step of the way. I must also commend Toby and the rest of the Loan Market team for their exceptional efforts in overcoming the few bumps we encountered along the journey. Despite these challenges, which were not Loan Market's fault, they navigated through the obstacles with expertise and determination. Their proactive approach and ability to find effective solutions were instrumental in ensuring a successful outcome. One aspect that stood out to me was Loan Market's commitment to personalized service. They understood that every client's situation is unique, and they tailored their approach to meet my specific needs. They took the time to explain complex financial terms and processes in a way that was easy to understand, which was particularly helpful as a first-time home buyer. I would like to express my sincere appreciation to the Loan Market team for their unwavering support and professionalism. Their dedication and expertise gave me confidence in the process and alleviated much of the stress associated with buying a home. In conclusion, I wholeheartedly recommend Loan Market to anyone in search of a mortgage broker. Their exceptional service, expertise, and the remarkable efforts of Annie, Georgia, Toby, and the rest of the team make them a top choice. Despite the bumps along the way, they navigated the challenges with grace and determination, ultimately helping me achieve my dream of homeownership. Thank you, Loan Market, for your outstanding service! Rating: ★★★★★ (5/5)
Caroline Scott
We have had dealings with Razor Finance several times over the past decade. Every time they have been super supportive, organized and efficient and have always communicated openly and in a timely manner. Couldn’t have asked for anything better. Updated 2023... used Razer again for a property purchase and refinance. They didn't disappoint with finding us the best rate, their prompt communication and excellent support through the process. Thanks Jay, Toby, and Annie!
Areas Serviced
Specialties
Owner Occupied Loans
Loan Refinancing
Investment Properties
Property Investors
Memberships
Mortgage & Finance Association of Australia (MFAA)
Experience
Lender Count: 60
Broker Since: 2007